18 Smith Ln, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 18 Smith Ln, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,060 sqft · built 1978
Lot Size	10.2 acres (444,312 sqft)
Owner	2 Individual Names on File
Last Sale	$2,600,000 (Jun 2021)
Tax Bill	$37,540 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473403 10.-1-2.2`

Property Details

APN / Parcel Number

Primary APN	`473403 10.-1-2.2`
Alternative APNs	`0802-010.00-01.00-002.002` `340301000000010020020000` `4734001093`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,060 sqft Living Area
Gross Area	4,245 sqft
1st Floor Area	1,530 sqft
2nd Floor Area	1,530 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	444,312 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	969 sqft
Parking Spaces	3 Parking Spaces
Pool Area	720 sqft
Porch	Covered Porch
Porch Area	432 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	18 SMITH LN
City	SAINT JAMES
State	NY
Zip	11780-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-36853 TC-75 SENAMI CORP SMITH SMITH LA SENAMI COR
Legal Block	1
Legal Lot Number	2
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1005
Census Tract	135004

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Ryan, William J., Estate listed 1993 · 1 contributing resources · NRIS 93000706

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

18 Smith Ln is owned and occupied by two individuals who bought it in June 2021.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	18 SMITH LN, SAINT JAMES, NY 11780-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Deed of Trust, Mortgage · ARM BETHPAGE FCU
Feb 14, 2022	Deed, Transfer
Jun 9, 2021	Individual Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Deed Book / Page	13108 / 26
Prior Transfer Date	Oct 15, 2015
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	18 SMITH LN, SAINT JAMES, NY 11780-3810
Transaction Type	Mortgage
Record Updated	Feb 23, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0233800468
Date	Feb 14, 2022
Book Page	23380/468
Instrument	DM065090

Lender

Name	BETHPAGE FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Interest

Rate Type	Adjustable Rate

February 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUFFOLK NY
Recording Date	Feb 14, 2022
Property Address	18 SMITH LN, SAINT JAMES, NY 11780-3810
Document Number	0131420847
Book / Page	13142 / 847
Instrument Date	Jan 3, 2022
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KOHLSAAT CT, SMITHTOWN, NY 11787-1869

June 2021: Individual Deed, Transfer

Document Type	Individual Deed
Jurisdiction	SUFFOLK NY
Recording Date	Jun 9, 2021
Property Address	18 SMITH LN, SAINT JAMES, NY 11780-3810
Document Number	0131080026
Book / Page	13108 / 26
Instrument Date	Apr 28, 2021
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KOHLSAAT CT, SMITHTOWN, NY 11787-1869

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Municipality	Nissequogue Village
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,145 Land $6,275 Building $11,870	$2,268,125 Land $784,375 Building $1,483,750
2024	$37,540.00
2023		$18,145 Land $6,275 Building $11,870	$20,857 Land $7,213 Building $13,644

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 18 Smith Ln in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Nearby Flood Policies	37 in force
Nearby Flood Claims	49 (1978–2024)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2024 · Severe Storm And Flooding
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Irene, Aug 2011 · 3 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 18 Smith Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUFFOLK COUNTY WATER AUTHORITY serves 1,100,000 people · EPA ID NY5110526
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	Asbestos resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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