Haywood County property record for 5 Shadow Oak Ln, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,648 sqft · built 2003 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,973 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-05-1111 |
| Primary APN | 8647-05-1111 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,648 sqft Heated Area |
| Gross Area | 2,332 sqft |
| 1st Floor Area | 1,648 sqft |
| Basement Area | 1,640 sqft |
| Finished Basement | 1,640 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Conventional |
| Exterior Material | Fiber Cement Siding |
| Roof Material | Asphalt |
| Lot Area | 36,590 sqft (0.84 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Account Number | 134128 |
|---|---|
| Street Address | 5 SHADOW OAK LN |
| City | CLYDE |
| State | NC |
| Zip | 28721-7122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1A |
| Legal Description | #15 SECT B DOGWOOD ACRES |
| Legal Subdivision | DOGWOOD ACRES |
| Legal Unit | 15 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 920501 |
Source: Haywood County assessment roll, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SHADOW OAK LN, CLYDE, NC 28721-7122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2021 | Deed of Trust, Mortgage · VA Mortgage BEVERLY-HANKS MORTGAGE SERVICES INC |
| Jun 7, 2018 | Deed of Trust, Mortgage · Line of Credit UNITED CMNTY BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 19, 2000 |
| Deed Sale | Sep 19, 2000 |
| Deed Book / Page | 481 / 2297 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 5 SHADOW OAK LN, CLYDE, NC 28721-7122 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0010241507 |
|---|---|
| Date | Mar 16, 2021 |
| Book Page | 1024/1507 |
| Instrument | 2021003137 |
| Name | BEVERLY-HANKS MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | ASHEVILLE, NC 28803 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 5 SHADOW OAK LN, CLYDE, NC 28721-7122 |
| Document Number | 0009541970 |
| Instrument Date | Jun 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 SHADOW OAK LN CLYDE NC 287217122, CLYDE, NC 28721-7122 |
| Document Number | 0009541970 |
|---|---|
| Date | Jul 2, 2018 |
| Book Page | 000954/001970 |
| Instrument | 5814 |
| Name | UNITED CMNTY BK |
|---|---|
| Type | Bank |
| Address | HAZELWOOD, NC 28786 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 1, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $279,100 (-) Land $32,000 Building $247,100 | ||
| 2025 | $1,973.00 | $279,100 (-) Land $32,000 Building $247,100 | $279,100 (-) Land $32,000 Building $247,100 |
| 2023 | $279,100 Land $32,000 Building $247,100 | $279,100 (-) Land $32,000 Building $247,100 | |
| 2021 | $279,100 Land $32,000 Building $247,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2021–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: T-Mobile USA.
5G (outdoors only) and 4G LTE
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