Haywood County property record for 133 Shadow Oak Ln, Clyde, NC 28721
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,120 sqft · built 2020 |
| Lot Size | 0.84 acres (36,590 sqft) |
| Owner | Individual Name on File |
| Last Sale | $4,800 (Apr 2014) |
| Tax Bill | $2,029 (2025) |
| Deeds & Mortgages | Aug 2019 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 8647-05-1217 |
| Primary APN | 8647-05-1217 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,120 sqft Heated Area |
| Gross Area | 2,080 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Vinyl |
| Lot Area | 36,590 sqft (0.84 acres) |
| Porch | Slab |
| Cooling System | Partial |
|---|---|
| Heating System | Heat Pump |
| Account Number | 236386 |
|---|---|
| Street Address | 133 SHADOW OAK LN |
| City | CLYDE |
| State | NC |
| Zip | 28721-7058 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR1A |
| Legal Description | #14 SECT B DOGWOOD ACRES |
| Legal Subdivision | DOGWOOD ACRES |
| Legal Unit | 14 |
| Jurisdiction | HAYWOOD NC |
| Township / Civil Division | CLYDE |
| Census Block Group | 1 |
| Census Block | 1038 |
| Census Tract | 920501 |
133 Shadow Oak Ln is owned and occupied by an individual who bought it in April 2014.
Source: Haywood County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 133 SHADOW OAK LN, CLYDE, NC 28721-7058 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2014 · Amount on File |
| Deed Sale | Apr 2, 2014 · Amount on File |
| Prior Sale | Mar 27, 2014 · Amount on File |
| Deed Document Number | 20142341 |
| Deed Book / Page | 864 / 888 |
| Prior Transfer Date | Mar 25, 2014 |
| Prior Transfer Doc | 0008640106 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYWOOD NC |
| Property Address | 133 SHADOW OAK LN, CLYDE, NC 28721-7058 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0009800948 |
|---|---|
| Date | Aug 30, 2019 |
| Book Page | 980/0948 |
| Instrument | 2019007876 |
| Name | ENTEGRA BANK |
|---|---|
| Type | Bank |
| Address | FRANKLIN, NC 28734 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 372 Months |
| Due | Aug 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 10.5% |
The 2025 property tax bill for 133 Shadow Oak Ln was $2,029.
Source: Haywood County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Haywood County |
| Unified School District | Haywood County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,800 (-) Land $32,000 Building $255,800 | ||
| 2025 | $2,029.00 | $287,800 Land $32,000 Building $255,800 | $287,800 Land $32,000 Building $255,800 |
| 2023 | $287,800 Land $32,000 Building $255,800 | $287,800 Land $32,000 Building $255,800 | |
| 2021 | $287,800 Land $32,000 Building $255,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 133 Shadow Oak Ln in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (2021–2024) |
| Claims Outside the SFHA | 1 of 10 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 133 Shadow Oak Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 80% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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