5 Shadow Ln, Bay City, TX 77414 Property Records

Matagorda County property record for 5 Shadow Ln, Bay City, TX 77414

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,943 sqft · built 1962
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on File
Last Sale	$112,500 (Oct 2018)
Tax Bill	$9,522 (2026)
Deeds & Mortgages	Dec 2021 Line of Credit Aug 2018 Line of Credit + 2 more
Flood Zone	Zone AE (high risk)
APN	`2921-0020-001400`

Property Details

APN / Parcel Number

Primary APN	`2921-0020-001400`
Alternative APN	`39675`

Interior

Full Baths	4 Baths
Building Area	2,943 sqft Living Area
Gross Area	3,627 sqft
1st Floor Area	2,943 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2921-0020-001400
Street Address	5 SHADOW LN
City	BAY CITY
State	TX
Zip	77414-7349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARYMOUNT S/D LOT 14 BLK 2
Legal Subdivision	MARYMOUNT ADDITION
Legal Block	2
Legal Lot Number	14
Jurisdiction	MATAGORDA TX
Township / Civil Division	BAY CITY
Census Block Group	4
Census Block	4031
Census Tract	730301

Owner

5 Shadow Ln is owned and occupied by an individual who bought it in October 2018.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	5 SHADOW LN, HOUSTON, TX 77080-7105
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2021	Deed of Trust, Mortgage · Line of Credit RELIANCE FIRST CAPITAL LLC
Aug 22, 2018	Deed of Trust, Mortgage · Line of Credit NECHES FCU
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit NECHES FCU
Oct 12, 2018	Vendor's Lien, Transfer VIRGINIA SONNTAG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 12, 2018 · Amount on File
Deed Sale	Oct 12, 2018 · Amount on File
Prior Sale	Aug 1, 2016 · Amount on File
Deed Document Number	20186259
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	5 SHADOW LN, BAY CITY, TX 77414-7349
Transaction Type	Mortgage
Record Updated	Jan 14, 2022
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021008891
Date	Dec 20, 2021
Instrument	2021-008891

Lender

Name	RELIANCE FIRST CAPITAL LLC
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	97 Months
Due	Jan 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	5 SHADOW LN, BAY CITY, TX 77414-7349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018005113
Date	Aug 22, 2018
Instrument	2018-005113

Lender

Name	NECHES FCU
Type	Credit Union
Address	PORT NECHES, TX 77651

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Aug 17, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MATAGORDA TX
Property Address	5 SHADOW LN, BAY CITY, TX 77414-7349
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003207
Date	Jun 13, 2017
Instrument	003207

Lender

Name	NECHES FCU
Type	Credit Union
Address	PORT NECHES, TX 77651

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Jun 7, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Oct 12, 2018
Property Address	5 SHADOW LN, BAY CITY, TX 77414-7349
Document Number	2018006259
Map Reference	VOL 5 PG 51-55
Instrument Date	Oct 12, 2018
Instrument	2018-006259
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	NOT AVAILABLE, SOUTHWEST LAND & TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 425, SHERIDAN, TX 77475-0425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SHADOW LN, HOUSTON, TX 77080-7105

Mortgage

Document Number	2018006260
Date	Oct 12, 2018
Instrument	2018-006260

Lender

Name	VIRGINIA SONNTAG
Type	Private Party
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	179 Months
Due	Sep 12, 2033

Tax Assessment & Valuation

The 2026 property tax bill for 5 Shadow Ln was $9,522 with exemptions applied, up 130.7% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bay City
County	Matagorda County
Unified School District	Bay City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,522.00 (+130.72%) Homeowner's exemption Senior Citizen's exemption	$430,080 (-1.11%) Land $48,640 Building $381,440	$430,080 (-1.11%) Land $48,640 Building $381,440
2025	$4,127.00 Homeowner's exemption Senior Citizen's exemption	$434,920 Land $48,640 Building $386,280	$434,920 Land $48,640 Building $386,280
2023		$403,050 Land $20,980 Building $382,070	$403,050 Land $20,980 Building $382,070
2022	$6,317.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Shadow Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	32 (1979–2019)
Claims Outside the SFHA	18 of 32
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims Tropical Storm Fay, Sep 2002 · 2 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Shadow Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Sparklight Cable	1,000 / 50
TISD Fixed Wireless	400 / 100
Skynet Fixed Wireless	100 / 50

May also be available: Nextlink, YK Communications.

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