1 Shadow Ln, Bay City, TX 77414 Property Records

Matagorda County property record for 1 Shadow Ln, Bay City, TX 77414

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,171 sqft · built 1960
Lot Size	0.255 acres (11,108 sqft)
Owner	Individual Name on File
Last Sale	$298,884 (Sep 2025)
Tax Bill	$5,644 (2026)
Deeds & Mortgages	Sep 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2921-0020-001000`

Property Details

APN / Parcel Number

Primary APN	`2921-0020-001000`
Alternative APN	`39671`

Interior

Full Baths	2 Baths
Building Area	2,171 sqft Living Area
Gross Area	3,009 sqft
1st Floor Area	2,171 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Roof Type	Gable
Roof Material	Wood
Lot Area	11,108 sqft (0.255 acres)
Lot Dimensions	125 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	600 sqft
Porch	Porch
Porch Area	238 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2921-0020-001000
Street Address	1 SHADOW LN
City	BAY CITY
State	TX
Zip	77414-7349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARYMOUNT S/D LOT 10 BLK 2
Legal Subdivision	MARYMOUNT ADDITION
Legal Block	2
Legal Lot Number	10
Jurisdiction	MATAGORDA TX
Township / Civil Division	BAY CITY
Census Block Group	4
Census Block	4031
Census Tract	730301

Owner

1 Shadow Ln is owned and occupied by an individual who bought it in September 2025.

Source: Matagorda County records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1 SHADOW LN, BAY CITY, TX 77414-7349
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025 · Amount on File
Deed Sale	Sep 23, 2025 · Amount on File
Deed Document Number	20254982
Record Updated	Oct 29, 2026

September 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MATAGORDA TX
Recording Date	Sep 23, 2025
Property Address	1 SHADOW LN, BAY CITY, TX 77414-7349
Document Number	0020254982
Map Reference	VOL 4 PG 28&29
Instrument Date	Sep 22, 2025
Instrument	2025-4982
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 SHADOW LN, BAY CITY, TX 77414-7349

Mortgage

Document Number	0020254983
Date	Sep 23, 2025
Instrument	2025-4983

Lender

Name	PROSPERITY BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	SOFR Average 180-Day
Margin	3
Max Rate	12.2%

Tax Assessment & Valuation

The 2026 property tax bill for 1 Shadow Ln was $5,644 with exemptions applied, up 99.8% from the year before.

Source: Matagorda County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Bay City
County	Matagorda County
Unified School District	Bay City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,644.00 (+99.79%) Homeowner's exemption Senior Citizen's exemption	$254,940 (-22.43%) Land $41,830 Building $213,110	$254,940 (-22.43%) Land $41,830 Building $213,110
2025	$2,825.00 Homeowner's exemption Senior Citizen's exemption	$328,640 (+7.92%) Land $41,830 Building $286,810	$328,640 (+7.92%) Land $41,830 Building $286,810
2024		$304,520 (+4.75%) Land $35,600 Building $268,920	$304,520 (+4.75%) Land $35,600 Building $268,920
2023		$290,710 Land $17,800 Building $272,910	$290,710 Land $17,800 Building $272,910
2022	$3,087.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1 Shadow Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 64 policies
Nearby Flood Policies	64 in force
Nearby Flood Claims	32 (1979–2019)
Claims Outside the SFHA	18 of 32
Most Recent Claim	Sep 2019 · rainfall accumulation
Claims by Event	Hurricane Harvey, Aug 2017 · 3 claims Tropical Storm Fay, Sep 2002 · 2 claims Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1 Shadow Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BAY CITY serves 18,061 people · EPA ID TX1610001
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Apr 2024
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Nextlink Fixed Wireless	1,000 / 500
Sparklight Cable	1,000 / 50
TISD Fixed Wireless	400 / 100
Skynet Fixed Wireless	100 / 50

May also be available: Verizon, YK Communications.

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