5 Sergeant Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 5 Sergeant Ave, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	1,108 sqft · built 1910
Lot Size	0.099 acres (4,320 sqft)
Owner	2 Individual Names on File
Tax Bill	$354 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Apr 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-17-023.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-17-023.00`

Interior

Stories	1 Story
Building Area	1,108 sqft Living Area

Exterior

Year Built	Built 1910
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,320 sqft (0.099 acres)
Lot Dimensions	96 ft deep x 45 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999917023.00
Street Address	5 SERGEANT AVE
City	FORT THOMAS
State	KY
Zip	41075-2323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SCHWEITZER'S SUBD 45 X 96
Legal Subdivision	SCHWEITZER SUB
Legal Lot Number	A
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2011
Census Tract	52800

Owner

5 Sergeant Ave is owned and occupied by two individuals who acquired it in June 1986.

Source: Campbell County records, as of March 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 SERGEANT AVE, FORT THOMAS, KY 41075-2323
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Apr 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 11, 1986
Deed Sale	Jun 11, 1986
Deed Document Number	0000495223
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	5 SERGEANT AVE, FORT THOMAS, KY 41075-2323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005059773
Date	Jul 19, 2017
Book Page	M2116/275
Instrument	5059773

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Jun 19, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	5 SERGEANT AVE, FORT THOMAS, KY 41075-2323
Document Number	0005056212
Book / Page	002108 / 000298
Instrument Date	Apr 14, 2017
Transaction Type	Mortgage
Record Updated	Jun 2, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SERGEANT AVE FORT THOMAS KY 410752323, FORT THOMAS, KY 41075-2323

Mortgage

Document Number	0005056212
Date	May 4, 2017
Book Page	002108/000298
Instrument	5056212

Lender

Name	US BK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 3, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 5 Sergeant Ave was $354 with a homeowner's exemption.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$354.00 Homeowner's exemption	$145,204 Land $20,000 Building $125,204	$145,204 Land $20,000 Building $125,204
2023	$390.00 (-8.02%) Homeowner's exemption	$145,204 (-) Land $20,000 Building $125,204	$145,204 (-) Land $20,000 Building $125,204
2022	$424.00 Homeowner's exemption	$145,204 Land $20,000 Building $125,204	$145,204 Land $20,000 Building $125,204

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Sergeant Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Sergeant Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 447 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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