125 Sergeant Ave, Fort Thomas, KY 41075 Property Records

Campbell County property record for 125 Sergeant Ave, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	975 sqft · built 1910
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$131,000 (Mar 2020)
Tax Bill	$483 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Oct 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-13-916.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-13-916.00`

Interior

Stories	1 Story
Building Area	975 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	198 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	125 SERGEANT AVE
City	FORT THOMAS
State	KY
Zip	41075-2325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	35 COTTAGE HILL 33 X 198
Legal Subdivision	COTTAGE HILL
Legal Lot Number	35
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2003
Census Tract	52800

Owner

Source: Campbell County records, as of April 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	125 SERGEANT AVE, FORT THOMAS, KY 41075-2325
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2026	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 20, 2020 · Amount on Record
Deed Sale	Mar 20, 2020 · Amount on Record
Prior Sale	Oct 7, 2008 · Amount on Record
Deed Document Number	20205106978
Deed Book / Page	811 / 65
Prior Transfer Date	Mar 17, 2020
Prior Transfer Doc	0005106978
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	125 SERGEANT AVE, FORT THOMAS, KY 41075-2325
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SERGEANT AVE, FORT THOMAS, KY 41075-2325

Mortgage

Document Number	0006032477
Date	Mar 30, 2026
Book Page	M2490/264
Instrument	6032477

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 25, 2056

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	125 SERGEANT AVE, FORT THOMAS, KY 41075-2325
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SERGEANT AVE, FORT THOMAS, KY 41075-2325

Mortgage

Document Number	0005160707
Date	Oct 13, 2022
Book Page	M2361/417
Instrument	5160707

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 25, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 20, 2020
Property Address	125 SERGEANT AVE, FORT THOMAS, KY 41075-2325
Document Number	0005106978
Book / Page	D811 / 65
Map Reference	MB 8 PG 6-A
Instrument Date	Mar 17, 2020
Instrument	5106978
Transaction Type	Transfer
Record Updated	Aug 9, 2022
Title Company	360 AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$131.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	125 SERGEANT AVE, FORT THOMAS, KY 41075-2325

Mortgage

Document Number	0005106979
Date	Mar 20, 2020
Instrument	5106979

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of March 9, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$483.00 (-6.58%)	$131,000 (-) Land $20,000 Building $111,000	$131,000 (-) Land $20,000 Building $111,000
2023	$517.00 (-2.45%)	$131,000 (-) Land $20,000 Building $111,000	$131,000 (-) Land $20,000 Building $111,000
2022	$530.00	$131,000 Land $20,000 Building $111,000	$131,000 Land $20,000 Building $111,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1997)
Most Recent Claim	Mar 1997 · Severe Storm, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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