5 Saratoga, Irvine, CA 92620 Property Records

Orange County property record for 5 Saratoga, Irvine, CA 92620

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,294 sqft · built 1977
Lot Size0.13 acres (5,671 sqft)
Owner2 Individual Names on File
Last Sale$592,000 (Dec 2003)
Tax Bill$8,871 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN529-073-19

Property Details

APN / Parcel Number

Primary APN529-073-19

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,294 sqft Living Area
Gross Area2,864 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Lot Area5,671 sqft (0.13 acres)
Garage Area570 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address5 SARATOGA
CityIRVINE
StateCA
Zip92620-2551
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 9152 BLK LOT 38
Legal SubdivisionTR 9152
Legal Tract9152
Legal Lot Number38
JurisdictionORANGE CA
Township / Civil DivisionIRVINE-LAKE FOREST
Census Block Group6
Census Block6014
Census Tract52533

Owner

5 Saratoga is owned and occupied by two individuals who bought it in December 2003.

Source: Orange County records, as of August 4, 2026

Owner of Record2 Individual Names on File
Mailing Address5 SARATOGA, IRVINE, CA 92620-2551
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2003 · Amount on File
Deed SaleDec 3, 2003 · Amount on File
Deed Document Number20031446377
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address5 SARATOGA, IRVINE, CA 92620-2551
Transaction TypeMortgage
Record UpdatedNov 6, 2025
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 SARATOGA, IRVINE, CA 92620-2551

Mortgage

Document Number0000289563
DateOct 22, 2025
Instrument2025000289563
Lender
NameUS BANK NA
TypeBank
AddressHOPKINS, MN 55343
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueOct 12, 2055
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 5 Saratoga was $8,871 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalityIrvine City
Unified School DistrictIrvine Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$858,525 (+2%) Land $655,071 Building $203,454
2025$8,871.00 Homeowner's exemption$841,692 Land $642,227 Building $199,465
2023$8,459.00 (+1.94%) Homeowner's exemption$809,009 Land $617,289 Building $191,720
2022$8,298.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5 Saratoga in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Saratoga is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.8% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRVINE RANCH WATER DISTRICT
serves 450,323 people · EPA ID CA3010092
Water SourceSurface water
Last State InspectionNov 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 938 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, GeoLinks, Google Fiber, T-Mobile, Xfinity.

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