2 Saratoga, Irvine, CA 92620 Property Records

Orange County property record for 2 Saratoga, Irvine, CA 92620

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,214 sqft · built 1977
Lot Size	0.145 acres (6,313 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,600,000 (Apr 2023)
Tax Bill	$17,383 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`529-073-08`

Property Details

APN / Parcel Number

Primary APN	`529-073-08`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,214 sqft Living Area
Gross Area	2,718 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Contemporary
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	6,313 sqft (0.145 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	2 SARATOGA
City	IRVINE
State	CA
Zip	92620-2551
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9152 BLK LOT 27
Legal Subdivision	TRACT 9152
Legal Tract	9152
Legal Lot Number	27
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	6
Census Block	6014
Census Tract	52533

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 SARATOGA, IRVINE, CA 92620-2551
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2023	Grant Deed, Transfer · Conventional Mortgage EAST WEST BANK
May 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2023 · Amount on Record
Deed Sale	Apr 14, 2023 · Amount on Record
Prior Sale	Apr 23, 2003 · Amount on Record
Deed Document Number	202386208
Prior Transfer Date	Jun 25, 2011
Prior Transfer Doc	0000335888
Record Updated	Oct 29, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 14, 2023
Property Address	2 SARATOGA, IRVINE, CA 92620-2551
Document Number	0000086208
Map Reference	MB 399 PG 37&38
Instrument Date	Mar 14, 2023
Instrument	2023000086208
Transaction Type	Transfer
Record Updated	May 1, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2 SARATOGA, IRVINE, CA 92620-2551

Mortgage

Document Number	0000086209
Date	Apr 14, 2023
Instrument	2023000086209

Lender

Name	EAST WEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	May 1, 2033
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	12.7%
Index	1-Year T-Bill
Max Rate	12.7%

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 SARATOGA, IRVINE, CA 92620-2551
Document Number	0000253532
Instrument Date	May 29, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NAT'L TITLE SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 SARATOGA IRVINE CA 926202551, IRVINE, CA 92620-2551

Mortgage

Document Number	0000253532
Date	Jun 4, 2020
Instrument	253532

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 3, 2035

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Irvine City
Unified School District	Irvine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,697,932 (+2%) Land $1,465,278 Building $232,654
2025	$17,383.00 (+96.26%) Homeowner's exemption	$1,664,640 (+96.35%) Land $1,436,547 Building $228,093
2023	$8,857.00 (+1.93%) Homeowner's exemption	$847,778 Land $634,586 Building $213,192
2022	$8,689.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 938 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, GeoLinks, Google Fiber, T-Mobile, Xfinity.

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