5 Sandy Ct, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 5 Sandy Ct, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,297 sqft · built 1998
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on Record
Last Sale	$75,500 (Dec 1997)
Tax Bill	$9,645 (2026)
Deeds & Mortgages	Apr 2022 Refinance Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MAP 23`

Property Details

APN / Parcel Number

Primary APN	`MAP 23`
Alternative APN	`WILB M:10470 B:5 L:5900`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,297 sqft Living Area
Gross Area	4,791 sqft
1st Floor Area	1,209 sqft
Attic	Attic
Attic Area	638 sqft
Basement Area	1,088 sqft
Unfinished Basement	1,088 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	45,302 sqft (1.04 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 23
Street Address	5 SANDY CT
City	WILBRAHAM
State	MA
Zip	01095-1771
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R26
Legal Subdivision	RICHARD LACHAPELLE
Legal Block	5
Legal Lot Number	5900
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	5
Census Block	5014
Census Tract	813601

Owner

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	5 SANDY CT, WILBRAHAM, MA 01095-1771
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM CU
Oct 26, 2018	Quit Claim Deed, Transfer · ARM POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 19, 1997 · Amount on Record
Deed Sale	Dec 19, 1997 · Amount on Record
Deed Book / Page	10105 / 481
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	5 SANDY CT, WILBRAHAM, MA 01095-1771
Transaction Type	Mortgage
Record Updated	Apr 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024496-154
Date	Apr 12, 2022
Book Page	24496/154
Instrument	22190

Lender

Name	FREEDOM CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Oct 26, 2018
Property Address	5 SANDY CT, WILBRAHAM, MA 01095-1771
Document Number	22417-368
Book / Page	22417 / 368
Instrument	64029
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Tax	$81.23
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22417-372
Date	Oct 26, 2018
Book Page	22417/372
Instrument	64030

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.38%

Tax Assessment & Valuation

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,645.00 (+2.77%)	$552,700 (+5.3%) Land $122,300 Building $430,400	$534,598 (+6.86%)
2025	$9,385.00 (+1.24%)	$524,900 (+4.75%) Land $122,300 Building $402,600	$500,270 (+9.71%)
2024	$9,270.00 (+8.42%)	$501,100 (+9.6%) Land $122,300 Building $378,800	$456,000
2023	$8,550.00	$457,200 Land $122,300 Building $334,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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