Hampden County and Wilbraham Town property record for 4 Sandy Ct, Wilbraham, MA 01095
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,344 sqft · built 1999 |
| Lot Size | 0.873 acres (38,032 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $9,789 (2026) |
| Deeds & Mortgages | Mar 2021 Refinance Dec 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MAP 23 |
| Primary APN | MAP 23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,344 sqft Living Area |
| Gross Area | 4,773 sqft |
| 1st Floor Area | 1,185 sqft |
| Attic | Attic |
| Attic Area | 484 sqft |
| Basement Area | 1,159 sqft |
| Unfinished Basement | 1,159 sqft |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Wood Shingle |
| Lot Area | 38,032 sqft (0.873 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | MAP 23 |
|---|---|
| Street Address | 4 SANDY CT |
| City | WILBRAHAM |
| State | MA |
| Zip | 01095-1792 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R26 |
| Legal Subdivision | RICHARD LACHAPELLE |
| Legal Block | 4 |
| Legal Lot Number | 5899 |
| Jurisdiction | WILBRAHAM MA |
| Township / Civil Division | WILBRAHAM |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 813601 |
Source: Hampden County and Wilbraham Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 SANDY CT, WILBRAHAM, MA 01095-1792 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 18, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Dec 9, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance POLISH NATIONAL CU |
| Dec 1, 2021 | Correction Deed · Stand-Alone Refinance POLISH NATIONAL CU |
| May 13, 2019 | Deed of Trust, Mortgage · Balloon Mortgage POLISH NATIONAL CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 29, 2012 |
| Deed Sale | Feb 29, 2012 |
| Prior Sale | Aug 15, 2007 · Amount on Record |
| Deed Book / Page | 19142 / 360 |
| Last Transfer Date | Nov 30, 2021 |
| Transfer Doc | 024275-451 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 4 SANDY CT, WILBRAHAM, MA 01095-1792 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0023771-74 |
|---|---|
| Date | Mar 18, 2021 |
| Book Page | 23771/74 |
| Instrument | 18551 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 4 SANDY CT, WILBRAHAM, MA 01095-1792 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|
| Document Number | 024291-582 |
|---|---|
| Date | Dec 9, 2021 |
| Book Page | 24291/582 |
| Instrument | 87348 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Recording Date | Dec 1, 2021 |
| Property Address | 4 SANDY CT, WILBRAHAM, MA 01095-1792 |
| Document Number | 024275-447 |
| Book / Page | 24275 / 447 |
| Instrument Date | Nov 30, 2021 |
| Instrument | 85058 |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 SANDY CT, WILBRAHAM, MA 01095-1792 |
| Document Number | 0000085059 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 85059 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILBRAHAM MA |
| Property Address | 4 SANDY CT, WILBRAHAM, MA 01095-1792 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 22662-363 |
|---|---|
| Date | May 13, 2019 |
| Book Page | 22662/363 |
| Instrument | 24566 |
| Name | POLISH NATIONAL CU |
|---|---|
| Type | Credit Union |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| County Subdivision | Wilbraham Town |
| Unified School District | Hampden-Wilbraham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,789.00 (+2.55%) | $561,000 (+5.08%) Land $117,500 Building $443,500 | $574,801 (-4.32%) |
| 2025 | $9,546.00 (+0.53%) | $533,900 (+4.01%) Land $117,500 Building $416,400 | $600,780 (+14.01%) |
| 2024 | $9,496.00 (+9.87%) | $513,300 (+11.06%) Land $117,500 Building $395,800 | $526,965 |
| 2023 | $8,643.00 | $462,200 Land $117,500 Building $344,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Jun 2025 |
| Lead | 6 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Oct 2018 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
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