St. Charles County property record for 5 Sandtrap Ct, O Fallon, MO 63368 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2001 |
| Square Footage | 2,359 sqft Living Area |
| Lot Size | 14,810 sqft (0.34 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $469,224 (2024) |
| Tax Bill | $4,528.00 (2025) |
| Primary APN | T011600127 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,359 sqft Living Area |
| Gross Area | 4,028 sqft Gross Area |
| 1st Floor | 1,306 sqft 1st Floor |
| Basement Area | 1,213 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Bi-Level Style |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Lot Area | 14,810 sqft (0.34 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 456 sqft Garage |
| Deck Area | Deck Area |
| Patio Area | 296 sqft Patio |
| Porch | Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T011600127 |
|---|---|
| Street Address | 5 SANDTRAP CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-9738 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VLGS AT DARDENNE MCCLUER VLG #2 LOT 248 |
| Legal Subdivision | VLGS AT DARDENNE MCCLUER VLG #2 |
| Legal Lot Number | 248 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WELDON SPRING |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 311152 |
Source: St. Charles County records · APN T011600127
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 SANDTRAP CT, O FALLON, MO 63368-9738 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMIERCA NA |
| Nov 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Mar 05, 2008 · Amount on Record |
| Deed Doc Number | 202427641 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 21, 2026 |
| Property Address | 5 SANDTRAP CT, O FALLON, MO 63368-9738 |
| Document Number | 0000018366 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202618366 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5 SANDTRAP CT, O FALLON, MO 63368-9738 |
| Document Number | 0000018366, |
|---|---|
| Date | Apr 21, 2026 |
| Instrument | 202618366 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 5 SANDTRAP CT, DARDENNE PRAIRIE, MO 63368-9738 |
| Transaction Type | Mortgage |
| Record Updated | Dec 14, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5 SANDTRAP CT, O FALLON, MO 63368-9738 |
| Document Number | 0000096535 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 2021R-096535 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $74,782 (-) | $393,591 (-) Land $75,000 Building $318,591 | |
| 2025 | $4,528.00 (+2.72%) | $74,782 (+5.67%) | $393,591 (+5.67%) Land $75,000 Building $318,591 |
| 2024 | $4,408.00 | ||
| 2023 | $70,772 | ||
| 2022 | $372,485 Land $50,000 Building $322,485 |
5 Sandtrap Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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