St. Charles County property record for 4 Sandtrap Ct, O Fallon, MO 63368 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2001 |
| Square Footage | 3,409 sqft Living Area |
| Lot Size | 13,939 sqft (0.32 acres) |
| Garage | Attached, 558 sqft |
| Last Sale | $633,279 (2024) |
| Tax Bill | $4,157.00 (2024) |
| Primary APN | T011600130 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 3,409 sqft Living Area |
| Gross Area | 4,126 sqft Gross Area |
| 1st Floor | 1,809 sqft 1st Floor |
| Basement Area | 1,759 sqft Basement |
| Finished Basement | 1,600 sqft Finished |
| Unfinished Basement | 159 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Ranch Style |
| Exterior Material | Stucco Exterior |
| Lot Area | 13,939 sqft (0.32 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 558 sqft Garage |
| Patio Area | 80 sqft Patio |
| Porch | Open Porch |
| Porch Area | 230 sqft Porch |
| Heating Fuel | Gas Heating Fuel |
|---|---|
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | T011600130 |
|---|---|
| Street Address | 4 SANDTRAP CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-9738 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | VLGS AT DARDENNE MCCLUER VLG #2 LOT 251 |
| Legal Subdivision | VLGS AT DARDENNE MCCLUER VLG #2 |
| Legal Lot Number | 251 |
| Jurisdiction | ST CHARLES MO |
| Minor Civil Division | WELDON SPRING |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 311152 |
Source: St. Charles County records · APN T011600130
Assessment roll updated August 13, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2394 SPRING MILL WOODS, SAINT CHARLES, MO 63303-1338 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Apr 29, 2024 | Special Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage FAMILY FINANCE MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 14, 2024 · Amount on Record |
| Deed Sale | Aug 14, 2024 · Amount on Record |
| Prior Sale | Aug 14, 2024 |
| Deed Doc Number | 202432754 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 06, 2026 |
| Property Address | 4 SANDTRAP CT, O FALLON, MO 63368-9738 |
| Document Number | 0000021198 |
| Instrument Date | Apr 29, 2026 |
| Instrument | 202621198 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 SANDTRAP CT, O FALLON, MO 63368-9738 |
| Investor | Possibly a Property Investor |
| Document Number | 0000021198, |
|---|---|
| Date | May 06, 2026 |
| Instrument | 202621198 |
| Name | AMERIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.46% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 29, 2024 |
| Property Address | 4 SANDTRAP CT, DARDENNE PRAIRIE, MO 63368-9738 |
| Document Number | 0000016182 |
| Map Reference | DOC 2023R-028599 |
| Instrument Date | Apr 26, 2024 |
| Instrument | 2024R-016182 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2024 |
| Title Company | TITLE PARTNERS AGENCY LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17415 N OUTER 40 RD, CHESTERFIELD, MO 63005-1320 |
| Name | Verified Name |
|---|---|
| Address | 4 SNOWDROP COURT, WENTZVILLE, MO 63385 |
| Document Number | 0000016183 |
|---|---|
| Date | Apr 29, 2024 |
| Instrument | 2024R-016183 |
| Name | FAMILY FINANCE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2054 |
Source: St. Charles County records · Assessment roll updated August 13, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Missouri |
| Municipality | Dardenne Prairie City |
| County | St. Charles County |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,831.00 (+16.21%) | $79,822 (+19.66%) | $420,113 (+19.66%) Land $90,000 Building $330,113 |
| 2024 | $4,157.00 | ||
| 2023 | $66,709 | ||
| 2022 | $351,099 Land $60,000 Building $291,099 |
4 Sandtrap Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · St. Charles County (29183C), updated August 25, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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