5 S Main St, Saint Clair, MO 63077 Property Records

Franklin County property record for 5 S Main St, Saint Clair, MO 63077 · Last verified November 2025

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1880
Square Footage4,240 sqft
Lot Size4,356 sqft (0.1 acres)
Tax Bill$3,351.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-7-36.0-2-002-333.000

Interior

Total Rooms2 Rooms
Building Area4,240 sqft

Exterior

Year BuiltBuilt 1880
Lot Area4,356 sqft (0.1 acres)

Location & Zoning

Street Address5 S MAIN ST
CitySAINT CLAIR
StateMO
Zip63077-1554
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionDOWNTOWN STORE FRONTLOTS 27&28 KERRS ADDN
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterNW
Legal SubdivisionKERRS
Legal Block2
Legal Lot Number27,28 28
JurisdictionFRANKLIN MO
Minor Civil DivisionCENTRAL
Census Blockgroup1
Census Block1039
Census Tract800903

Owner

Source: Franklin County records · APN 22-7-36.0-2-002-333.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address420 SAINT CLAIR ST, SAINT CLAIR, MO 63077-1454

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2026Deed of Trust, Mortgage · Commercial Mortgage
FARMERS & MECHANICS BANK
Jun 28, 2023Deed of Trust, Mortgage · Commercial Mortgage
FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateDec 10, 2012
Transfer Doc0000022004
Record RefreshedJun 08, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address5 S MAIN ST, SAINT CLAIR, MO 63077-1554
Transaction TypeMortgage
Record UpdatedApr 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002602909
DateMar 06, 2026
Instrument2602909
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueMar 04, 2046

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address5 S MAIN ST, SAINT CLAIR, MO 63077-1554
Transaction TypeMortgage
Record UpdatedJul 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002307446
DateJun 28, 2023
Instrument2307446
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 26, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,351.00 (+7.54%)$46,445 (-)$145,140 (-) Land $5,500 Building $139,640
2023$3,116.00 (+7.67%)$46,445$145,140 Land $5,500 Building $139,640
2022$2,894.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (29071C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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