45 S Main St, Saint Clair, MO 63077 Property Records

Franklin County property record for 45 S Main St, Saint Clair, MO 63077 · Last verified November 2025

Property Highlights

Property TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Year BuiltBuilt 1909
Square Footage1,088 sqft
Lot Size0.037 acres
Last Sale$30,000 (2016)
Tax Bill$1,324.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-7-36.0-2-002-364.000

Interior

Total Rooms3 Rooms
Building Area1,088 sqft

Exterior

Year BuiltBuilt 1909
Lot Area1,612 sqft

Location & Zoning

Street Address45 S MAIN ST
CitySAINT CLAIR
StateMO
Zip63077-1554
Property UsageCommercial Property Usage
TypeCommercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal DescriptionTHE T-SHIRT SHACKN PT LOT 44 KERRS ADDN
Legal Range01W
Legal Township42
Legal Section36
Legal QuarterNW
Legal SubdivisionKERRS
Legal Block2
Legal Lot Number44
JurisdictionFRANKLIN MO
Minor Civil DivisionCENTRAL
Census Blockgroup1
Census Block1039
Census Tract800903

Owner

Source: Franklin County records · APN 22-7-36.0-2-002-364.000

Assessment roll updated May 31, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address420 SAINT CLAIR ST, SAINT CLAIR, MO 63077-1454
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 03, 2016 · Amount on Record
Deed SaleMay 03, 2016 · Amount on Record
Prior SaleDec 30, 2010
Deed Doc Number1606216
Record RefreshedJun 08, 2026

June 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN MO
Property Address45 S MAIN ST, SAINT CLAIR, MO 63077-1554
Transaction TypeMortgage
Record UpdatedJul 26, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002307448
DateJun 28, 2023
Instrument2307448
Lender
NameFARMERS & MECHANICS BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term240 Months
DueJun 26, 2043
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated May 31, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateMissouri
CountyFranklin County
MunicipalitySt. Clair City
Unified School DistrictSt. Clair R-XIII School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,324.00 (+7.55%)$18,352 (-)$57,350 (-) Land $2,000 Building $55,350
2023$1,231.00 (+6.67%)$18,352$57,350 Land $2,000 Building $55,350
2022$1,154.00

Flood & Wildfire

45 S Main St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Franklin County (29071C), updated June 4, 2020

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on S Main St

Nearby Streets

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