Albany County and Bethlehem Town property record for 5 Ruxton Rd, Delmar, NY 12054
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 3,904 sqft · built 1988 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $675,000 (Jul 2019) |
| Tax Bill | $18,725 (2026) |
| Deeds & Mortgages | Jan 2018 Mortgage Jul 2018 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 012200 97.09-4-19 |
| Primary APN | 012200 97.09-4-19 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 2 Half Baths |
| Stories | 2 Stories |
| Building Area | 3,904 sqft Living Area |
| 1st Floor Area | 2,032 sqft |
| 2nd Floor Area | 1,440 sqft |
| Upper Floors Area | 432 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 37,462 sqft (0.86 acres) |
| Lot Dimensions | 193 ft deep x 194 ft wide |
| Garage Type | Attached |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
| Patio Area | 580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 09700900040190000000 |
|---|---|
| Street Address | 5 RUXTON RD |
| City | DELMAR |
| State | NY |
| Zip | 12054-9778 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | BRIARHILL LOT 290 OR 5 DELMAR |
| Legal Subdivision | DELMAR |
| Legal Block | 4 |
| Legal Lot Number | 19.000 |
| Jurisdiction | ALBANY NY |
| Township / Civil Division | BETHLEHEM |
| Census Block Group | 5 |
| Census Block | 5003 |
| Census Tract | 14203 |
5 Ruxton Rd is owned and occupied by two individuals who bought it in July 2019.
Source: Albany County and Bethlehem Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 RUXTON RD, DELMAR, NY 12054-9778 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 26, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Jul 10, 2018 | Deed of Trust, Mortgage · Commercial Mortgage JPMORGAN CHASE BANK NA |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Jul 12, 2019 | Warranty Deed, Transfer · Conventional Mortgage PREMIA MORTGAGE LLC |
| Jun 15, 2018 | Loan Modification, Mortgage · Line of Credit JPMORGAN CHASE BK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on File |
| Deed Sale | Jul 12, 2019 · Amount on File |
| Prior Sale | Dec 21, 2006 · Amount on File |
| Deed Document Number | 201913892 |
| Prior Transfer Date | Apr 7, 2016 |
| Prior Transfer Doc | 0000009270 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 RUXTON RD, DELMAR, NY 12054-9778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002230 |
|---|---|
| Date | Jan 26, 2018 |
| Instrument | R2018-02230 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 RUXTON RD, DELMAR, NY 12054-9778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005181 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | R2018-15181 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jun 25, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.75% |
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 RUXTON RD, DELMAR, NY 12054-9778 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000008773 |
|---|---|
| Date | Jun 24, 2021 |
| Instrument | R2021-18773 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | May 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ALBANY NY |
| Recording Date | Jul 12, 2019 |
| Property Address | 5 RUXTON RD, DELMAR, NY 12054-9778 |
| Document Number | 0000003892 |
| Map Reference | MAP 6464 DR 172 |
| Instrument Date | Jul 10, 2019 |
| Instrument | R2019-13892 |
| Transaction Type | Transfer |
| Record Updated | Aug 19, 2022 |
| Title Company | SANDS ABSTRACT |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 100 LAWSON LAKE RD, 100, FEURA BUSH, NY 12067-2703 |
| Name | Verified Name |
|---|---|
| Address | 305 RAMAPO AVE, POMPTON LAKES, NJ 07442-1822 |
| Document Number | 0000003893 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | R2019-13893 |
| Name | PREMIA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ALBANY NY |
| Property Address | 5 RUXTON RD, DELMAR, NY 12054-9778 |
| Document Number | 0000015182 |
| Instrument Date | Jun 15, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 RUXTON RD DELMAR NY 120549778, DELMAR, NY 12054-9778 |
| Document Number | 0000015182 |
|---|---|
| Date | Jul 10, 2018 |
| Instrument | 15182 |
| Name | JPMORGAN CHASE BK NA |
|---|---|
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 5 Ruxton Rd was $18,725, up 1.1% from the year before.
Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Albany County |
| County Subdivision | Bethlehem Town |
| Unified School District | Bethlehem Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,725.00 (+1.09%) | ||
| 2025 | $18,523.00 | $563,000 Land $171,000 Building $392,000 | $879,688 Land $267,188 Building $612,500 |
| 2023 | $563,000 Land $171,000 Building $392,000 | $750,667 Land $228,000 Building $522,667 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Ruxton Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1984–1985) |
| Most Recent Claim | Sep 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Ruxton Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2022 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber | 980 / 880 |
| Hudson Valley Wireless Fixed Wireless | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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