23 Ruxton Rd, Delmar, NY 12054 Property Records

Albany County and Bethlehem Town property record for 23 Ruxton Rd, Delmar, NY 12054

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,766 sqft · built 1985
Lot Size	0.93 acres (40,511 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Nov 2012)
Tax Bill	$13,304 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Nov 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`012200 97.09-4-8`

Property Details

APN / Parcel Number

Primary APN	`012200 97.09-4-8`
Alternative APNs	`220009700900040080000000` `09700900040080000000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,766 sqft Living Area
1st Floor Area	2,766 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	40,511 sqft (0.93 acres)
Lot Dimensions	181 ft deep x 201 ft wide
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	160 sqft
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	09700900040080000000
Street Address	23 RUXTON RD
City	DELMAR
State	NY
Zip	12054-9779
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	LOT 4 OR 23 DELMAR
Legal Subdivision	DELMAR
Legal Block	4
Legal Lot Number	8.000
Jurisdiction	ALBANY NY
Township / Civil Division	BETHLEHEM
Census Block Group	5
Census Block	5003
Census Tract	14203

Owner

23 Ruxton Rd is owned and occupied by an individual who bought it in November 2012.

Source: Albany County and Bethlehem Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	23 RUXTON RD, DELMAR, NY 12054-9779
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Nov 3, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2012 · Amount on File
Deed Sale	Nov 21, 2012 · Amount on File
Deed Document Number	201211278624
Deed Book / Page	3050 / 781
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	23 RUXTON RD, DELMAR, NY 12054-9779
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RUXTON RD, DELMAR, NY 12054-9779

Mortgage

Document Number	0000003393
Date	Nov 3, 2021
Instrument	R2021-33393

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	23 RUXTON RD, DELMAR, NY 12054-9779
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	EQUITY SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 RUXTON RD, DELMAR, NY 12054-9779

Mortgage

Document Number	0000003394
Date	Nov 3, 2021
Instrument	R2021-33394

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 23 Ruxton Rd was $13,304, up 1.1% from the year before.

Source: Albany County and Bethlehem Town assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Bethlehem Town
Unified School District	Bethlehem Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,304.00 (+1.09%)
2025	$13,160.00	$400,000 Land $178,000 Building $222,000	$625,000 Land $278,125 Building $346,875
2023		$400,000 Land $178,000 Building $222,000	$533,333 Land $237,333 Building $296,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23 Ruxton Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–1985)
Most Recent Claim	Sep 1985 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23 Ruxton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BETHLEHEM WD NO 1 serves 31,000 people · EPA ID NY0100191
Water Source	Surface water
Last State Inspection	Aug 2022
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber	980 / 880
Hudson Valley Wireless Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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