5 Rose Wind Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 5 Rose Wind Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,478 sqft · built 1990
Lot Size	0.19 acres (8,276 sqft)
Owner	Company Name on Record
Tax Bill	$2,883 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Sep 2020 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A912000244`

Property Details

APN / Parcel Number

Primary APN	`A912000244`
Alternative APN	`2-0041-6670-00-0027.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,478 sqft Living Area
Gross Area	1,958 sqft
1st Floor Area	1,046 sqft
Basement Area	432 sqft
Finished Basement	432 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,276 sqft (0.19 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A912000244
Street Address	5 ROSE WIND CT
City	O FALLON
State	MO
Zip	63366-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNDANCE GARDENS #3 LOT 27
Legal Subdivision	SUNDANCE GARDENS #3
Legal Lot Number	27
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	311603

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	830 WATERBURY FALLS DR, 201, O FALLON, MO 63368-2217
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK OF ST CHARLES MO
Sep 28, 2020	Quit Claim Deed, Construction Loan · Construction Mortgage STEPHEN M & LINDA C LUNDERGAN
Sep 28, 2020	Quit Claim Deed, Transfer PREMIUM TITLE SERVICES-MO INC, PREMIUM TITLE SVCS-MO INC
Oct 17, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2020
Deed Sale	Sep 28, 2020
Prior Sale	Sep 28, 2020 · Amount on Record
Deed Document Number	202071866
Prior Transfer Date	Sep 15, 2020
Prior Transfer Doc	0000000065
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	5 ROSE WIND CT, O FALLON, MO 63366-4313
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3320 RUE ROYALE ST 1, 1, SAINT CHARLES, MO 63301-8322

Mortgage

Document Number	0000101036
Date	Dec 22, 2020
Instrument	2020R-101036

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank
Address	SAINT CHARLES, MO 63301

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	36 Months
Due	Dec 17, 2023

September 2020: Quit Claim Deed, Construction Loan

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 28, 2020
Property Address	5 ROSE WIND CT, O FALLON, MO 63366-4313
Document Number	0000071866
Instrument Date	Sep 25, 2020
Instrument	71866
Transaction Type	Construction Loan
Record Updated	Dec 28, 2020
Title Company	TRUE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3320 RUE ROYALE ST #1 ST CHARLES MO 633018322, 1, ST CHARLES, MO 63301-8322

Mortgage

Document Number	75385
Date	Sep 28, 2020
Instrument	75385

Lender

Name	STEPHEN M & LINDA C LUNDERGAN
Address	887 SILVER FOX RIDGE DR, INNSBROOK, MO 63390-6474

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 27, 2021

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 28, 2020
Property Address	5 ROSE WIND CT, O FALLON, MO 63366-4313
Document Number	0000071865
Instrument Date	Sep 15, 2020
Instrument	71865
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	PREMIUM TITLE SERVICES-MO INC, PREMIUM TITLE SVCS-MO INC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3320 RUE ROYALE ST #1 ST CHARLES MO 633018322, 1, ST CHARLES, MO 63301-8322
Investor	Possibly a Property Investor

October 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 17, 2018
Property Address	5 ROSE WIND CT, O FALLON, MO 63366-4313
Document Number	0069910891
Book / Page	006991 / 000891
Instrument Date	Oct 16, 2018
Instrument	592930
Transaction Type	Foreclosure
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 ROSE WIND CT O FALLON MO 633664313, O FALLON, MO 63366-4313

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,704 (-)	$235,282 (-) Land $55,000 Building $180,282
2025	$2,883.00 (+2.09%)	$44,704 (+5.16%)	$235,282 (+5.16%) Land $55,000 Building $180,282
2024	$2,824.00
2023		$42,509
2022			$223,730 Land $40,000 Building $183,730

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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