12 Rose Wind Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 12 Rose Wind Ct, O Fallon, MO 63366

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,419 sqft · built 1990
Lot Size	0.12 acres (5,227 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Nov 2022)
Tax Bill	$2,900 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A912000236`

Property Details

APN / Parcel Number

Primary APN	`A912000236`
Alternative APN	`2-0041-6670-00-0019.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,419 sqft Living Area
Gross Area	1,964 sqft
1st Floor Area	1,052 sqft
Basement Area	432 sqft
Finished Basement	367 sqft
Unfinished Basement	65 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,227 sqft (0.12 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A912000236
Street Address	12 ROSE WIND CT
City	O FALLON
State	MO
Zip	63366-4313
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNDANCE GARDENS #3 LOT 19
Legal Subdivision	SUNDANCE GARDENS #3
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1006
Census Tract	311603

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 ROSE WIND CT, O FALLON, MO 63366-4313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2024	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Nov 18, 2022	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE AFFINITY LLC
Aug 24, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Apr 11, 2011 · Amount on Record
Deed Document Number	202262220
Prior Transfer Date	Aug 19, 2022
Prior Transfer Doc	0000046694
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	12 ROSE WIND CT, O FALLON, MO 63366-4313
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROSE WIND CT, O FALLON, MO 63366-4313

Mortgage

Document Number	0000015238
Date	Apr 23, 2024
Instrument	2024R-015238

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 18, 2022
Property Address	12 ROSE WIND CT, O FALLON, MO 63366-4313
Document Number	0000062220
Map Reference	MB 30 PG 113
Instrument Date	Nov 15, 2022
Instrument	2022R-062220
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 ROSE WIND CT, O FALLON, MO 63366-4313

Mortgage

Document Number	0000062221
Date	Nov 18, 2022
Instrument	2022R-062221

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Aug 24, 2022
Property Address	12 ROSE WIND CT, O FALLON, MO 63366-4313
Document Number	0000046694
Map Reference	MB 30 PG 113
Instrument Date	Aug 19, 2022
Instrument	2022R-046694
Transaction Type	Transfer
Record Updated	Jan 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 ROSE WIND CT, O FALLON, MO 63366-4313
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,971 (-)	$236,687 (-) Land $55,000 Building $181,687
2025	$2,900.00	$44,971 (+5.12%)	$236,687 (+5.12%) Land $55,000 Building $181,687
2023		$42,780
2022			$225,156 Land $40,000 Building $185,156

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Socket Telecom, Verizon, Wisper ISP.

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