5 Rock Rd E, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 5 Rock Rd E, Watchung, NJ 07069

Property Summary

Property TypeSingle Family Home
Details4,604 sqft · built 1965
Lot Size1.4 acres (60,984 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Apr 1990)
Tax Bill$20,002 (2025)
Deeds & MortgagesJul 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN21-00601-0000-00001

Property Details

APN / Parcel Number

Primary APN21-00601-0000-00001
Alternative APNs
  • 210060100001
  • S001

Interior

Stories2 Stories
Building Area4,604 sqft Living Area

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1965
Construction TypeFrame
Lot Area60,984 sqft
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberS001
Street Address5 ROCK RD E
CityWATCHUNG
StateNJ
Zip07069-6206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-R
Legal DescriptionADDITIONAL LOTS: OID 6 1.A
Legal Block601
Legal Lot Number1
JurisdictionSOMERSET NJ
Township / Civil DivisionWATCHUNG
Census Block Group3
Census Block3017
Census Tract52300

Owner

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5 ROCK RD E, WATCHUNG, NJ 07069-6206
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 19, 1990 · Amount on Record
Deed SaleApr 19, 1990 · Amount on Record
Deed Book / Page1773 / 425
Last Transfer DateDec 11, 2015
Transfer Doc0000053924
Record UpdatedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSOMERSET NJ
Property Address5 ROCK RD E, WATCHUNG, NJ 07069-6206
Document Number0000039431
Instrument DateJul 1, 2020
Transaction TypeMortgage
Record UpdatedOct 6, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ROCK RD E WATCHUNG NJ 070696206, WATCHUNG, NJ 07069-6206

Mortgage

Document Number0000039431
DateJul 1, 2020
Book Page007243/001324
Instrument39431
Lender
NamePNC BK
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountySomerset County
MunicipalityWatchung Borough
Elementary School DistrictWatchung Borough School District (KG - 08)
Secondary School DistrictWatchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,085,000 (+5.88%) Land $354,200 Building $730,800$1,085,000 (+5.88%) Land $354,200 Building $730,800
2025$20,002.00 (+6.08%)$1,024,700 (+15.01%) Land $330,900 Building $693,800$1,024,700 (+15.01%) Land $330,900 Building $693,800
2024$18,855.00 (+5.02%)
2023$891,000 Land $283,400 Building $607,600$891,000 Land $283,400 Building $607,600
2022$17,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims15 (1978–2025)
Most Recent ClaimJul 2025 · rainfall accumulation
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 4 claims
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - RARITAN
private · serves 615,430 people · EPA ID NJ2004002
Water SourceSurface water
Last State InspectionJun 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum Communications
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

May also be available: AT&T.

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