25 Rock Rd E, Watchung, NJ 07069 Property Records

Somerset County and Watchung Borough property record for 25 Rock Rd E, Watchung, NJ 07069

Property Summary

Property Type	Single Family Home
Details	1,856 sqft · built 1967
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Last Sale	$662,000 (Dec 2020)
Tax Bill	$15,475 (2025)
Deeds & Mortgages	Sep 2017 Line of Credit Jun 2018 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21-00601-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`21-00601-0000-00002`
Alternative APNs	`210060100002` `S001`

Interior

Stories	1 Story
Building Area	1,856 sqft Living Area
1st Floor Area	1,856 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Construction Type	Frame
Lot Area	65,340 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	S001
Street Address	25 ROCK RD E
City	WATCHUNG
State	NJ
Zip	07069-6206
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R
Legal Subdivision	25 ROCK ROAD EAST
Legal Block	601
Legal Lot Number	2
Jurisdiction	SOMERSET NJ
Township / Civil Division	WATCHUNG
Census Block Group	3
Census Block	3017
Census Tract	52300

Owner

Source: Somerset County and Watchung Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 ROCK RD E, WATCHUNG, NJ 07069-6206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 15, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 9, 2020	Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Oct 25, 2020	Grant Deed, Transfer WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2020 · Amount on Record
Deed Sale	Dec 9, 2020 · Amount on Record
Prior Sale	Jun 26, 1991 · Amount on Record
Deed Document Number	202063050
Deed Book / Page	7282 / 3766
Prior Transfer Date	Jan 23, 2013
Prior Transfer Doc	0000005270
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	25 ROCK RD E, WATCHUNG, NJ 07069-6206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000037178
Date	Sep 15, 2017
Book Page	6989/3276
Instrument	2017037178

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 22, 2047

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	25 ROCK RD E, WATCHUNG, NJ 07069-6206
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020547
Date	Jun 7, 2018
Book Page	7047/2350
Instrument	2018020547

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 22, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	SOMERSET NJ
Recording Date	Dec 9, 2020
Property Address	25 ROCK RD E, WATCHUNG, NJ 07069-6206
Document Number	0000063050
Book / Page	7282 / 3766
Instrument Date	Oct 25, 2020
Instrument	2020063050
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	MAJESTIC TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,842.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	60 GREEN ISLAND RD, 60, TOMS RIVER, NJ 08753-2020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ROCK RD E, WATCHUNG, NJ 07069-6206

Mortgage

Document Number	0000063051
Date	Dec 9, 2020
Instrument	2020063051

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Nov 1, 2050

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SOMERSET NJ
Recording Date	Oct 25, 2020
Property Address	25 ROCK RD E, WATCHUNG, NJ 07069-6206
Document Number	0000063050
Book / Page	007282 / 003766
Instrument Date	Oct 25, 2020
Instrument	63050
Transaction Type	Transfer
Record Updated	Jan 5, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Tax	$662.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	25 ROCK RD E WATCHUNG NJ 070696206, WATCHUNG, NJ 07069-6206

Tax Assessment & Valuation

Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Watchung Borough
Elementary School District	Watchung Borough School District (KG - 08)
Secondary School District	Watchung Hills Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$841,500 (+6.14%) Land $401,800 Building $439,700	$841,500 (+6.14%) Land $401,800 Building $439,700
2025	$15,475.00 (+6.2%)	$792,800 (+20.69%) Land $375,400 Building $417,400	$792,800 (+20.69%) Land $375,400 Building $417,400
2024	$14,571.00 (+10.56%)
2023		$656,900 Land $321,500 Building $335,400	$656,900 Land $321,500 Building $335,400
2022	$13,179.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2025)
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20

May also be available: AT&T.

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