5 Rock Cliff Rd, Marblehead, MA 01945 Property Records

Essex County and Marblehead Town property record for 5 Rock Cliff Rd, Marblehead, MA 01945 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Architecture StyleColonial
Year BuiltBuilt 1860
Square Footage2,379 sqft Living Area
Lot Size10,010 sqft (0.23 acres)
OccupancyOwner Occupied
Tax Bill$9,538.00 (2025)

Owner

Source: Essex County and Marblehead Town records · APN MARB M:0010 B:0039 L:0

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address5 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730
OccupancyOwner Occupied
Owner TypeOwner is a Company
VestingOwner is a Trust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
READING COOPERATIVE BANK
May 24, 2023Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
READING COOPERATIVE BANK
Oct 05, 2020Deed of Trust, Mortgage · Conventional Mortgage
FLAGSTAR BK
Sep 20, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MTG
Sep 04, 2019Deed of Trust, Mortgage · Line of Credit
MARBLEHEAD BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2004
Deed SaleNov 15, 2004
Prior SaleJan 07, 1988 · Amount on Record
Deed Doc Number200457751
Transfer Doc0000057751
Record RefreshedSep 20, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address5 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730
Transaction TypeMortgage
Record UpdatedNov 05, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000661959
DateOct 14, 2025
Instrument661959
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueNov 01, 2045

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address5 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730
Transaction TypeMortgage
Record UpdatedJun 09, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000644403
DateMay 24, 2023
Instrument644403
Lender
NameREADING COOPERATIVE BANK
TypeBank
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term241 Months
DueJun 01, 2043

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address5 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730
Document Number0000617277
Instrument DateOct 05, 2020
Transaction TypeMortgage
Record UpdatedOct 27, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ROCK CLIFF RD MARBLEHEAD MA 019451730, MARBLEHEAD, MA 01945-1730

Mortgage

Document Number0000617277
DateOct 09, 2020
Instrument617277
Lender
NameFLAGSTAR BK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 08, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address5 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730
Document Number0000605757
Instrument DateSep 20, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ROCK CLIFF RD MARBLEHEAD MA 019451730, MARBLEHEAD, MA 01945-1730

Mortgage

Document Number0000605757
DateSep 25, 2019
Instrument605757
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 24, 2049

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARBLEHEAD MA
Property Address5 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730
Document Number0000605283
Instrument DateSep 04, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5 ROCK CLIFF RD MARBLEHEAD MA 019451730, MARBLEHEAD, MA 01945-1730

Mortgage

Document Number0000605283
DateSep 09, 2019
Instrument605283
Lender
NameMARBLEHEAD BK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueSep 08, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionMarblehead Town
Unified School DistrictMarblehead School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,538.00 (+1.17%)$1,053,900 (+0.16%) Land $596,400 Building $457,500$943,825
2024$9,428.00 (+6.18%)$1,052,200 (+18.5%) Land $609,700 Building $442,500
2023$8,879.00$887,900 Land $536,800 Building $351,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNMARB M:0010 B:0039 L:0

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms8 Rooms
Building Area2,379 sqft Living Area
Gross Area4,475 sqft Gross Area
Basement Area806 sqft Basement
Unfinished Basement806 sqft Unfinished
Stories2 Stories

Exterior

Year BuiltBuilt 1860
Effective Year BuiltEffective 1860
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Construction TypeFrame Construction
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area10,010 sqft (0.23 acres)

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address5 ROCK CLIFF RD
CityMARBLEHEAD
StateMA
Zip01945-1730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block39
JurisdictionMARBLEHEAD MA
Minor Civil DivisionMARBLEHEAD
Census Blockgroup5
Census Block5013
Census Tract203100

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