Essex County and Marblehead Town property record for 3 Rock Cliff Rd, Marblehead, MA 01945 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,468 sqft Living Area |
| Lot Size | 6,368 sqft (0.146 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $715,000 (2019) |
| Tax Bill | $8,545.00 (2025) |
Source: Essex County and Marblehead Town records · APN MARB M:0010 B:039A L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Dec 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK/RI |
| Jul 08, 2019 | Quit Claim Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CITIZENS BK/RI |
| Jun 27, 2018 | Deed of Trust, Mortgage · Line of Credit SALEM FIVECTS SVGS BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 08, 2019 · Amount on Record |
| Deed Sale | Jul 08, 2019 · Amount on Record |
| Prior Sale | Dec 17, 2004 · Amount on Record |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 3 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000640034 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 640034 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 01, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 3 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730 |
| Document Number | 0000620152 |
| Instrument Date | Dec 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3 ROCK CLIFF RD MARBLEHEAD MA 019451730, MARBLEHEAD, MA 01945-1730 |
| Document Number | 0000620152 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | 620152 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jul 08, 2019 |
| Property Address | 3 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730 |
| Document Number | 0000603414 |
| Instrument Date | Jul 08, 2019 |
| Instrument | 603414 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,260.40 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 ROCK CLIFF RD MARBLEHEAD MA 019451730, MARBLEHEAD, MA 01945-1730 |
| Document Number | 603415 |
|---|---|
| Date | Jul 08, 2019 |
| Instrument | 603415 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 07, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 3 ROCK CLIFF RD, MARBLEHEAD, MA 01945-1730 |
| Document Number | 0000594000 |
| Instrument Date | Jun 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3 ROCK CLIFF RD MARBLEHEAD MA 019451730, MARBLEHEAD, MA 01945-1730 |
| Document Number | 0000594000 |
|---|---|
| Date | Jul 02, 2018 |
| Instrument | 594000 |
| Name | SALEM FIVECTS SVGS BK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,545.00 (+1.23%) | $944,200 (+0.22%) Land $539,100 Building $405,100 | $951,710 |
| 2024 | $8,441.00 (+5.88%) | $942,100 (+18.18%) Land $551,000 Building $391,100 | |
| 2023 | $7,972.00 | $797,200 Land $485,200 Building $312,000 |
Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | MARB M:0010 B:039A L:0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 9 Rooms |
| Building Area | 2,468 sqft Living Area |
| Gross Area | 3,566 sqft Gross Area |
| Basement Area | 1,122 sqft Basement |
| Unfinished Basement | 841 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 6,368 sqft (0.146 acres) |
| Heating System | Forced Air with Air Conditioning Heating |
|---|---|
| Heating Fuel | Gas Heating Fuel |
| Street Address | 3 ROCK CLIFF RD |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-1730 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 39A |
| Jurisdiction | MARBLEHEAD MA |
| Minor Civil Division | MARBLEHEAD |
| Census Blockgroup | 5 |
| Census Block | 5013 |
| Census Tract | 203100 |
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