5 Riverstone, Laguna Niguel, CA 92677 Property Records

Orange County property record for 5 Riverstone, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 6,630 sqft · built 1986
Lot Size	0.322 acres (14,022 sqft)
Owner	2 Individual Names on Record
Last Sale	$4,580,000 (Jun 2022)
Tax Bill	$49,033 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jun 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`673-421-32`

Property Details

APN / Parcel Number

Primary APN	`673-421-32`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	6,630 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	14,022 sqft (0.322 acres)
Garage Area	719 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	5 RIVERSTONE
City	LAGUNA NIGUEL
State	CA
Zip	92677-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9880 BLK LOT 14 TR 9880 LOT 14 AND POR OF LOT 13
Legal Subdivision	11982 UN 85
Legal Tract	9880
Legal Lot Number	14,13
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2002
Census Tract	42337

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Commercial Mortgage HORIZON COMMUNITY BANK INC
Jun 30, 2022	Grant Deed, Transfer CHICAGO TITLE COMPANY
Mar 5, 2021	Grant Deed, Transfer · Line of Credit HORIZON COMMUNITY BANK INC
Apr 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CREATIVE INV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2022 · Amount on Record
Deed Sale	Jun 30, 2022 · Amount on Record
Prior Sale	Mar 5, 2021 · Amount on Record
Deed Document Number	2022232259
Prior Transfer Date	Jul 18, 2007
Prior Transfer Doc	0000454308
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1061 N MEADS AVE, ORANGE, CA 92869-1649

Mortgage

Document Number	0000011902
Date	Jan 10, 2022
Instrument	2022000011902

Lender

Name	HORIZON COMMUNITY BANK INC
Type	Bank
Address	LAKE HAVASU CITY, AZ 86403

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 30, 2022
Property Address	5 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Document Number	0000232259
Map Reference	MB 492 PG 26-31
Instrument Date	Jun 8, 2022
Instrument	2022000232259
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	33921 PASEO ETERNIDAD, SAN JUAN CAPISTRANO, CA 92675-8510

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 5, 2021
Property Address	5 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Document Number	0000157553
Map Reference	MB 492 PG 26-31
Instrument Date	Jan 22, 2021
Instrument	2021000157553
Transaction Type	Transfer
Record Updated	Jul 21, 2022
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309

Mortgage

Document Number	0000157554
Date	Mar 5, 2021
Instrument	2021000157554

Lender

Name	HORIZON COMMUNITY BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	5 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Document Number	0000154105
Instrument Date	Apr 17, 2019
Transaction Type	Mortgage
Record Updated	May 15, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18 VIA ARMILLA SAN CLEMENTE CA 926737204, SAN CLEMENTE, CA 92673-7204

Mortgage

Document Number	0000154105
Date	May 8, 2019
Instrument	154105

Lender

Name	CREATIVE INV
Type	MERS
Address	BURBANK, CA 91506

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,957,538 (+2%) Land $3,859,887 Building $1,097,651
2025	$49,033.00 (+3.89%)	$4,860,332 (+4.04%) Land $3,784,203 Building $1,076,129
2023	$47,195.00 (+76%)	$4,671,600 Land $3,637,257 Building $1,034,343
2022	$26,816.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cityside Fiber, T-Mobile, Verizon.

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