2 Riverstone, Laguna Niguel, CA 92677 Property Records

Orange County property record for 2 Riverstone, Laguna Niguel, CA 92677

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 5,951 sqft · built 1990
Lot Size	0.349 acres (15,200 sqft)
Owner	2 Trust Names on File
Last Sale	$1,250,000 (Jul 2001)
Tax Bill	$18,572 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`673-421-05`

Property Details

APN / Parcel Number

Primary APN	`673-421-05`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	5,951 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	15,200 sqft (0.349 acres)
Garage Area	864 sqft
Parking Spaces	4 Parking Spaces

Location & Zoning

Street Address	2 RIVERSTONE
City	LAGUNA NIGUEL
State	CA
Zip	92677-5309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9880 BLK LOT 10
Legal Subdivision	TRACT NO 9880
Legal Tract	9880
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2002
Census Tract	42337

Owner

2 Riverstone is owner-occupied and held in a trust since August 2018.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Jun 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Aug 29, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2001 · Amount on File
Deed Sale	Jul 31, 2001 · Amount on File
Deed Document Number	2001519158
Last Transfer Date	Aug 23, 2018
Transfer Doc	0000318574
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIVERSTONE, LAGUNA BEACH, CA 92677-5309

Mortgage

Document Number	0000334139
Date	Oct 13, 2022
Instrument	2022000334139

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	2 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Transaction Type	Mortgage
Record Updated	Jul 8, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309

Mortgage

Document Number	0000419645
Date	Jun 28, 2021
Instrument	2021000419645

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 29, 2018
Property Address	2 RIVERSTONE, LAGUNA NIGUEL, CA 92677-5309
Document Number	0000318574
Instrument Date	Aug 23, 2018
Instrument	318574
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2 RIVERSTONE LAGUNA NIGUEL CA 926775309, LAGUNA NIGUEL, CA 92677-5309

Tax Assessment & Valuation

The 2025 property tax bill for 2 Riverstone was $18,572 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Laguna Niguel City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,883,560 (+2%) Land $924,810 Building $958,750
2025	$18,572.00 Homeowner's exemption	$1,846,628 Land $906,677 Building $939,951
2023	$17,873.00 (+1.95%) Homeowner's exemption	$1,774,922 Land $871,470 Building $903,452
2022	$17,531.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2 Riverstone in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Riverstone is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOULTON NIGUEL WATER DISTRICT serves 168,315 people · EPA ID CA3010073
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: Cityside Fiber, T-Mobile, Verizon.

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