5 Ridge Rd, Searcy, AR 72143 Property Records

White County property record for 5 Ridge Rd, Searcy, AR 72143

Property Summary

Property TypeSingle Family Home
Details5 ba · 3,750 sqft · built 1969
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$300,000 (Nov 2012)
Tax Bill$2,532 (2025)
Deeds & MortgagesOct 2017 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN016-10363-000

Property Details

APN / Parcel Number

Primary APN016-10363-000
Alternative APN
  • 45522

Interior

Full Baths5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,750 sqft Living Area
1st Floor Area2,520 sqft
FlooringHardwood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Exterior MaterialBrick/Stone
Construction TypeFrame
Foundation TypeClosed Piers
Roof TypeGable
Roof MaterialFiberglass
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
DrivewayDriveway
Driveway Area780 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area330 sqft
FenceFence
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5 RIDGE RD
CitySEARCY
StateAR
Zip72143-6402
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 2 S 1/2 SW
Legal SubdivisionSEARCY OUTLOTS
Legal Tract2
JurisdictionWHITE AR
Township / Civil DivisionGRAY
Census Block Group1
Census Block1033
Census Tract70901

Owner

Source: White County records, as of October 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address5 RIDGE RD, SEARCY, AR 72143-6402
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2017Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK
Jun 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
CENTENNIAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 26, 2012 · Amount on Record
Deed SaleNov 26, 2012 · Amount on Record
Prior SaleOct 7, 2005 · Amount on Record
Deed Document Number201214281*
Deed Book / Page2012 / 14281*
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE AR
Property Address5 RIDGE RD, SEARCY, AR 72143-6402
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2017/20981
DateOct 27, 2017
Book PageMTG 2017/20981
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 1, 2032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWHITE AR
Property Address5 RIDGE RD, SEARCY, AR 72143-6402
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberMTG2020/16176
DateJun 29, 2020
Book PageMTG 2020/16176
Lender
NameCENTENNIAL BANK
TypeBank
AddressCONWAY, AR 72033
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2035

Tax Assessment & Valuation

Source: White County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateArkansas
CountyWhite County
MunicipalitySearcy City
Unified School DistrictSearcy School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,532.00 (+20.17%) Homeowner's exemption$62,380 (-) Land $3,200 Building $59,180
2023$2,107.00 Homeowner's exemption$62,380 Land $3,200 Building $59,180$311,900 Land $16,000 Building $295,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 65% of Arkansas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSEARCY WATERWORKS
serves 28,196 people · EPA ID AR0000590
Water SourceSurface water
Last State InspectionOct 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Longview Cable Television Company
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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