14 Ridge Rd, Searcy, AR 72143 Property Records

White County property record for 14 Ridge Rd, Searcy, AR 72143

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,862 sqft · built 1976
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$475,000 (May 2026)
Tax Bill	$1,669 (2025)
Deeds & Mortgages	Aug 2026 Mortgage May 2026 Sale & Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`016-10371-000`

Property Details

APN / Parcel Number

Primary APN	`016-10371-000`
Alternative APN	`45531`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,862 sqft Living Area
Gross Area	4,463 sqft
1st Floor Area	2,362 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Attached
Garage Area	601 sqft
Driveway	Asphalt Driveway
Driveway Area	1,296 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	16 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	45531
Street Address	14 RIDGE RD
City	SEARCY
State	AR
Zip	72143-6402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W 300 E 1790.31 N 306.32 S 355.48SW
Legal Range	07
Legal Township	07
Legal Section	09
Legal Subdivision	SEARCY OUTLOTS
Jurisdiction	WHITE AR
Township / Civil Division	GRAY
Census Block Group	1
Census Block	1024
Census Tract	70901

Owner

Source: White County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	14 RIDGE RD, SEARCY, AR 72143-6402
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY BANK
May 29, 2026	Warranty Deed, Transfer · Construction Mortgage FIRST COMMUNITY BANK
Jul 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2026 · Amount on Record
Deed Sale	May 29, 2026 · Amount on Record
Prior Sale	Dec 3, 2013 · Amount on Record
Deed Document Number	20267459
Transfer Doc	0000000000
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Recording Date	Aug 3, 2026
Property Address	14 RIDGE RD, SEARCY, AR 72143-6402
Document Number	0000010681
Instrument Date	Jul 28, 2026
Instrument	202610681
Transaction Type	Mortgage
Record Updated	Aug 11, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIDGE RD, SEARCY, AR 72143-6402

Mortgage

Document Number	0000010681,
Date	Aug 3, 2026
Instrument	202610681

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.43%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE AR
Recording Date	May 29, 2026
Property Address	14 RIDGE RD, SEARCY, AR 72143-6402
Document Number	0000007459
Instrument Date	May 29, 2026
Instrument	20267459
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	WILBOURN TITLE AND CLOSING, WILBOURN TITLE & CLOSING

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$158,317.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 RIDGE RD, SEARCY, AR 72143-6402

Mortgage

Document Number	0000007460,
Date	May 29, 2026
Instrument	20267460

Lender

Name	FIRST COMMUNITY BANK

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	4 Months
Due	Sep 18, 2026

Interest

Rate	6.3%
Max Rate	-1%

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE AR
Property Address	14 RIDGE RD, SEARCY, AR 72143-6402
Transaction Type	Mortgage
Record Updated	Aug 3, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG2021/22568
Date	Jul 15, 2021
Book Page	MTG 2021/22568

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	298 Months
Due	May 1, 2046

Tax Assessment & Valuation

Source: White County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	White County
Municipality	Searcy City
Unified School District	Searcy School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,669.00 (+34.16%) Homeowner's exemption	$41,120 (-) Land $4,200 Building $36,920	$205,600 (-) Land $21,000 Building $184,600
2023	$1,244.00 Homeowner's exemption	$41,120 Land $4,200 Building $36,920	$205,600 Land $21,000 Building $184,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 51% of Arkansas
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEARCY WATERWORKS serves 28,196 people · EPA ID AR0000590
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Longview Cable Television Company Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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