Hampton City property record for 5 Ridge Lake Dr, Hampton, VA 23666
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,795 sqft · built 1994 |
| Lot Size | 0.488 acres (21,244 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Dec 2004) |
| Tax Bill | $153 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Nov 2020 Refinance |
| APN | 04B018 02 00041 |
| Primary APN | 04B018 02 00041 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,795 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,244 sqft (0.488 acres) |
| Garage Type | Attached |
| Garage Area | 433 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4000651 |
|---|---|
| Street Address | 5 RIDGE LAKE DR |
| City | HAMPTON |
| State | VA |
| Zip | 23666-1862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 R-13 ONE |
| Legal Description | FORREST RIDGE 2 L41. |
| Legal Subdivision | FORREST RIDGE |
| Legal Lot Number | 41 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10307 |
Source: Hampton City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Nov 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance CBC NATIONAL BANK MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 17, 2004 · Amount on Record |
| Deed Sale | Dec 17, 2004 · Amount on Record |
| Deed Book / Page | 400 / 33670 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | May 27, 2026 |
| Property Address | 5 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Document Number | 0000007099 |
| Instrument Date | May 18, 2026 |
| Instrument | 20267099 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Address | 5 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Document Number | 0000007099, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20267099 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Jun 1, 2066 |
| Rate | 7% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 5 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 200016394 |
|---|---|
| Date | Nov 9, 2020 |
| Instrument | 200016394 |
| Name | CBC NATIONAL BANK MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Dec 1, 2035 |
| Rate Type | Fixed Rate |
|---|
Source: Hampton City assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $454,800 (+9.96%) Land $90,000 Building $364,800 | $454,800 (+9.96%) Land $90,000 Building $364,800 | |
| 2025 | $153.00 (+8.51%) | $413,600 (+9.88%) Land $90,000 Building $323,600 | $413,600 (+9.88%) Land $90,000 Building $323,600 |
| 2023 | $141.00 (-96.76%) | $376,400 Land $90,000 Building $286,400 | $376,400 Land $90,000 Building $286,400 |
| 2022 | $4,354.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 98% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people · EPA ID VA3700500 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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