Hampton City property record for 3 Ridge Lake Dr, Hampton, VA 23666
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,673 sqft · built 1994 |
| Lot Size | 0.286 acres (12,449 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Aug 2007) |
| Tax Bill | $153 (2025) |
| Deeds & Mortgages | Apr 2008 Mortgage Jun 2025 Mortgage + 2 more |
| APN | 04B018 02 00042 |
| Primary APN | 04B018 02 00042 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,673 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 12,449 sqft (0.286 acres) |
| Garage Type | Attached |
| Garage Area | 370 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 4000652 |
|---|---|
| Street Address | 3 RIDGE LAKE DR |
| City | HAMPTON |
| State | VA |
| Zip | 23666-1862 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 5 R-13 ONE |
| Legal Description | FORREST RIDGE 2 L42. |
| Legal Subdivision | FORREST RIDGE |
| Legal Lot Number | 42 |
| Jurisdiction | HAMPTON CITY VA |
| Township / Civil Division | HAMPTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 10307 |
Source: Hampton City assessment roll, APN 04B018 02 00042, as of August 19, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 25, 2008 | Deed of Trust, Mortgage · ARM AMERIGROUP MORTGAGE CORPO |
| Jun 17, 2025 | Deed of Trust, Mortgage · Balloon Mortgage KARYN M WARD |
| Sep 16, 2009 | Deed of Trust, Mortgage · VA Mortgage BANK OF AMERICA NA |
| Jul 15, 2005 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 16, 2007 · Amount on Record |
| Deed Sale | Aug 16, 2007 · Amount on Record |
| Prior Sale | Jul 15, 2005 · Amount on Record |
| Deed Book / Page | 700 / 16462 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 3 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00800/7987 |
|---|---|
| Date | Apr 25, 2008 |
| Book Page | 800/7987 |
| Name | AMERIGROUP MORTGAGE CORPO |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jul 01, 2011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 3 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0250007707 |
|---|---|
| Date | Jun 17, 2025 |
| Instrument | 250007707 |
| Name | KARYN M WARD |
|---|---|
| Type | Private Party |
| Address | 3 RIDGE LAKE DR, HAMPTON, VA 23666 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 01, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Property Address | 3 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0900/15316 |
|---|---|
| Date | Sep 16, 2009 |
| Book Page | 900/15316 |
| Name | BANK OF AMERICA NA |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMPTON CITY VA |
| Recording Date | Jul 15, 2005 |
| Property Address | 3 RIDGE LAKE DR, HAMPTON, VA 23666-1862 |
| Document Number | 0500/17720 |
| Book / Page | 500 / 17720 |
| Instrument Date | Jul 12, 2005 |
| Transaction Type | Transfer |
| Record Updated | May 08, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0050017721 |
|---|---|
| Date | Jul 15, 2005 |
| Instrument | 500/17721 |
| Name | WELLS FARGO BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Number | 0500/17722 |
|---|---|
| Date | Jul 15, 2005 |
| Book Page | 500/17722 |
| Name | WELLS FARGO BANK NA |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Jul 13, 2045 |
| Rate Type | Adjustable Rate |
|---|
Source: Hampton City assessment roll as of August 19, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Hampton City |
| Unified School District | Hampton City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $153.00 (+8.51%) | $403,300 (+9.89%) Land $90,000 Building $313,300 | $403,300 (+9.89%) Land $90,000 Building $313,300 |
| 2023 | $141.00 (+9.3%) | $367,000 Land $90,000 Building $277,000 | $367,000 Land $90,000 Building $277,000 |
| 2022 | $129.00 |
Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 516500103073, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 26 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 26 in force |
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 234 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 500 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system VA3700500, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF NEWPORT NEWS serves 407,300 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2021 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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