5 Reef Ct, Placida, FL 33946 Property Records

Charlotte County property record for 5 Reef Ct, Placida, FL 33946 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2022
Square Footage	1,784 sqft Living Area
Lot Size	7,906 sqft (0.182 acres)
Occupancy	Owner Occupied
Last Sale	$595,000 (2026)
Tax Bill	$8,660.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`412130433007`
Alternative APNs	`00968740501504` `10004686130`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,784 sqft Living Area
Gross Area	2,727 sqft Gross Area
1st Floor	1,784 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Material	Composition Shingle Roof
Lot Area	7,906 sqft (0.182 acres)
Driveway	1 Driveway
Driveway Area	560 sqft Driveway
Garage Type	Attached Garage
Garage Area	565 sqft Garage
Pool Area	112 sqft Pool
Loading Platform/Dock	128 sqft Loading Platform/Dock

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	00968740501504
Street Address	5 REEF CT
City	PLACIDA
State	FL
Zip	33946-5033
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ROTONDA SANDS UN1 BLK10 LT 205 769/1245 2171/767 2744/427 3551/278 FJ3551/280 3551/292
Legal Range	21E
Legal Township	41S
Legal Section	30
Legal Subdivision	ROTONDA SANDS UN1
Legal Tract	RSD
Legal Block	10
Legal Lot Number	205
Jurisdiction	CHARLOTTE FL
Minor Civil Division	GROVE CITY-ROTONDA
Census Blockgroup	1
Census Block	1016
Census Tract	30504

Owner

Source: Charlotte County records · APN 412130433007

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 REEF CT, PLACIDA, FL 33946-5033
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Tenants In Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Mar 01, 2011 · Amount on Record
Deed Doc Number	20263609447
Prior Transfer Date	Jan 24, 2011
Prior Transfer Doc	0035510278
Record Refreshed	Jun 08, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 30, 2026
Property Address	5 REEF CT, PLACIDA, FL 33946-5033
Document Number	0003609447
Map Reference	MB 11 PG 4
Instrument Date	Jan 23, 2026
Instrument	3609447
Transaction Type	Transfer
Record Updated	Feb 13, 2026
Title Company	DIGITAL TITLE SOLUTIONS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$4,165.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16366 24TH ST S, LAKELAND, MN 55043-9734

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants In Common
Address	5 REEF CT, PLACIDA, FL 33946-5033

Mortgage

Document Number	0003609448
Date	Jan 30, 2026
Instrument	3609448

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2056

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,725.00 (-10.8%) Homeowner's exemption	$545,619 (+46.93%) Land $38,251 Building $507,368	$545,619 (+15.37%) Land $38,251 Building $507,368
2024	$8,660.00 (+24.14%)
2023	$6,976.00 (+995.13%)	$371,339 (+904.3%)	$472,929 (+1,179.05%) Land $55,000 Building $417,929
2022	$637.00	$36,975 Land $36,975	$36,975 Land $36,975

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.