5 Ramsgate Cir, Madison, WI 53717 Property Records

Dane County property record for 5 Ramsgate Cir, Madison, WI 53717 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,553 sqft · built 1986
Lot Size	0.211 acres (9,209 sqft)
Owner	2 Individual Names on File
Last Sale	$600,000 (Feb 2026)
Tax Bill	$10,931 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Feb 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0708-144-2309-5`

Property Details

APN / Parcel Number

Primary APN	`0708-144-2309-5`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,553 sqft Living Area
Gross Area	3,565 sqft
1st Floor Area	1,136 sqft
2nd Floor Area	787 sqft
Basement Area	1,136 sqft
Finished Basement	630 sqft
Unfinished Basement	506 sqft
Family Room	Family Room
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2003
Architectural Style	Modern
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	9,209 sqft (0.211 acres)
View / Lot	Traffic
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Driveway Area	144 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	175 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	5 RAMSGATE CIR
City	MADISON
State	WI
Zip	53717-1043
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SAWMILL ADDITION TO WEXFORD VILLAGE, LOT 239.
Legal Range	08E
Legal Township	07N
Legal Section	14
Legal Quarter	4
Legal Subdivision	SAWMILL ADDITION TO WEXFORD VILLAGE
Legal Lot Number	239
Jurisdiction	DANE WI
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1006
Census Tract	205

Owner

Source: Dane County records · APN 0708-144-2309-5

Assessment roll updated March 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5 RAMSGATE CIR, MADISON, WI 53717-1043
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2022	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU
Feb 19, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORP
Apr 26, 2023	Warranty Deed, Construction Loan · Construction Mortgage BELL BANK
Dec 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF WISCONSIN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 19, 2026 · Amount on Record
Deed Sale	Feb 19, 2026 · Amount on Record
Prior Sale	Apr 26, 2023 · Amount on Record
Deed Document Number	20266081384
Record Updated	Sep 20, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	5 RAMSGATE CIR, MADISON, WI 53717-1043
Transaction Type	Mortgage
Record Updated	Mar 06, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005840166
Date	Jun 10, 2022
Instrument	5840166

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 09, 2052

Interest

Rate Type	Fixed Rate

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Feb 19, 2026
Property Address	5 RAMSGATE CIR, MADISON, WI 53717-1043
Document Number	0006081384
Instrument Date	Feb 17, 2026
Instrument	6081384
Transaction Type	Transfer
Record Updated	Mar 06, 2026
Title Company	FOUNDERS TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RAMSGATE CIR, MADISON, WI 53717-1043

Mortgage

Document Number	0006081385
Date	Feb 19, 2026
Instrument	6081385

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 01, 2041

April 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Apr 26, 2023
Property Address	5 RAMSGATE CIR, MADISON, WI 53717-1043
Document Number	0005897879
Instrument Date	Apr 21, 2023
Instrument	5897879
Transaction Type	Construction Loan
Record Updated	Jan 23, 2026
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,668.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2660 JUNIPER AVE, BOULDER, CO 80304-2452

Mortgage

Document Number	0005897880
Date	Apr 26, 2023
Instrument	5897880

Lender

Name	BELL BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	5 RAMSGATE CIR, MADISON, WI 53717-1043
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005670245
Date	Dec 04, 2020
Instrument	5670245

Lender

Name	UNIVERSITY OF WISCONSIN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 01, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Dane County records · Assessment roll updated March 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	Madison City
Unified School District	Madison Metropolitan School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,931.00 (+15.18%) Homeowner's exemption	$605,500 (+27.37%) Land $136,600 Building $468,900
2024	$9,490.00 (+19.03%)		$556,000 (+16.3%)
2023		$475,400 Land $127,700 Building $347,700	$478,077
2022	$7,973.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dane County (55025C), updated September 20, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 550250002051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 320 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
TDS Telecom	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
ResTech Services	Fixed Wireless (unlicensed)	100 / 25
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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