Dane County property record for 1 Ramsgate Cir, Madison, WI 53717
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,045 sqft · built 1985 |
| Lot Size | 0.28 acres (12,210 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (Jul 2024) |
| Tax Bill | $8,337 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Jul 2024 Sale & Construction Loan + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0708-144-2310-2 |
| Primary APN | 0708-144-2310-2 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 2,045 sqft Living Area |
| 1st Floor Area | 1,130 sqft |
| 2nd Floor Area | 915 sqft |
| Basement Area | 1,130 sqft |
| Family Room | Family Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 12,210 sqft (0.28 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Driveway |
| Driveway Area | 252 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 220 sqft |
| Patio Area | 510 sqft |
| Cooling System | Central |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1 RAMSGATE CIR |
|---|---|
| City | MADISON |
| State | WI |
| Zip | 53717-1043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SAWMILL ADDITION TO WEXFORD VILLAGE, LOT 240 |
| Legal Range | 08 |
| Legal Township | 07 |
| Legal Section | 14 |
| Legal Subdivision | SAWMILL ADDITION |
| Legal Lot Number | 240 |
| Jurisdiction | DANE WI |
| Township / Civil Division | MADISON |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 205 |
1 Ramsgate Cir is owned and occupied by an individual who bought it in July 2024.
Source: Dane County records, as of January 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 1 RAMSGATE CIR, MADISON, WI 53717-1043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 13, 2022 | Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF WISCONSIN CU |
| Jul 3, 2024 | Warranty Deed, Construction Loan · Construction Mortgage UNIVERSITY OF WISCONSIN CU |
| Sep 21, 2020 | Deed of Trust, Mortgage · Construction Mortgage UNIVERSITY OF WISCONSIN CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2024 · Amount on File |
| Deed Sale | Jul 3, 2024 · Amount on File |
| Prior Sale | Jun 24, 2016 · Amount on File |
| Deed Document Number | 5971763 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 1 RAMSGATE CIR, MADISON, WI 53717-1043 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005878093 |
|---|---|
| Date | Dec 13, 2022 |
| Instrument | 5878093 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 12, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DANE WI |
| Recording Date | Jul 3, 2024 |
| Property Address | 1 RAMSGATE CIR, MADISON, WI 53717-1043 |
| Document Number | 0005971763 |
| Instrument Date | Jul 1, 2024 |
| Instrument | 5971763 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 23, 2026 |
| Title Company | KNIGHT BARRY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,425.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1 RAMSGATE CIR, MADISON, WI 53717-1043 |
| Document Number | 0005971764 |
|---|---|
| Date | Jul 3, 2024 |
| Instrument | 5971764 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DANE WI |
| Property Address | 1 RAMSGATE CIR, MADISON, WI 53717-1043 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0005639152 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 5639152 |
| Name | UNIVERSITY OF WISCONSIN CU |
|---|---|
| Type | Credit Union |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.5% |
| Max Rate | 7.5% |
Source: Dane County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Dane County |
| Municipality | Madison City |
| Unified School District | Madison Metropolitan School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $490,900 Land $129,600 Building $361,300 | ||
| 2024 | $8,337.00 | $490,900 | |
| 2023 | $458,800 Land $121,100 Building $337,700 | ||
| 2022 | $7,682.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Ramsgate Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Ramsgate Cir is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.9% of Wisconsin |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MADISON WATER UTILITY serves 272,000 people · EPA ID WI1130224 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| TDS Telecom Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| LiteWire Fixed Wireless | 100 / 25 |
| T-Mobile Fixed Wireless | 100 / 20 |
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