Union County and Cranford Township property record for 5 Ramapo Rd, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | 1,452 sqft · built 1947 |
| Lot Size | 0.152 acres (6,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Mar 2023) |
| Tax Bill | $12,699 (2025) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Jul 2022 Foreclosure |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00631-0000-00009 |
| Primary APN | 03-00631-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,452 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco |
| Lot Area | 6,625 sqft (0.152 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 7710005 |
|---|---|
| Street Address | 5 RAMAPO RD |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OSCEOLA PARK MAP 5 |
| Legal Block | 631 |
| Legal Lot Number | 9 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 37300 |
5 Ramapo Rd is owned and occupied by two individuals who bought it in March 2023.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 RAMAPO RD, CRANFORD, NJ 07016-3417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 9, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 12, 2022 | Sheriff's Deed, Foreclosure · Commercial Mortgage LOAN FUNDER LLC SERIES 36279 |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 9, 2023 · Amount on File |
| Deed Sale | Mar 9, 2023 · Amount on File |
| Prior Sale | Jul 12, 2022 · Amount on File |
| Deed Document Number | 202327235 |
| Deed Book / Page | 6501 / 2950 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 9, 2023 |
| Property Address | 5 RAMAPO RD, CRANFORD, NJ 07016-3417 |
| Document Number | 0065012950 |
| Book / Page | 6501 / 2950 |
| Instrument Date | Feb 28, 2023 |
| Instrument | 27235 |
| Transaction Type | Transfer |
| Record Updated | Mar 24, 2023 |
| Title Company | ACRES LAND TITLE AGENCY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 516 CHERRY ST, ELIZABETH, NJ 07208-1875 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5 RAMAPO RD, CRANFORD, NJ 07016-3417 |
| Investor | Possibly a Property Investor |
| Document Number | 0000049604 |
|---|---|
| Date | Mar 9, 2023 |
| Instrument | 49604 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Sheriff's Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Jul 12, 2022 |
| Property Address | 5 RAMAPO RD, CRANFORD, NJ 07016-3417 |
| Document Number | 0064722148 |
| Book / Page | 6472 / 2148 |
| Instrument Date | May 11, 2022 |
| Instrument | 20085 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 10, 2023 |
| Title Company | ELITE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,195.80 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1045 APPLEGATE AVE, ELIZABETH, NJ 07202-2401 |
| Document Number | 0000040114 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 40114 |
| Name | LOAN FUNDER LLC SERIES 36279 |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 11 Months |
| Due | Jun 7, 2023 |
The 2025 property tax bill for 5 Ramapo Rd was $12,699, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $175,200 (-) Land $69,100 Building $106,100 | $175,200 (-) Land $69,100 Building $106,100 | |
| 2025 | $12,699.00 (+6.93%) | $175,200 Land $69,100 Building $106,100 | $175,200 Land $69,100 Building $106,100 |
| 2024 | $11,876.00 | ||
| 2023 | $138,700 (-) Land $69,100 Building $69,600 | $138,700 (-) Land $69,100 Building $69,600 | |
| 2022 | $9,170.00 (+0.44%) | $138,700 Land $69,100 Building $69,600 | $138,700 Land $69,100 Building $69,600 |
| 2021 | $9,130.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 5 Ramapo Rd in Zone X, an area of minimal flood risk, though there have been 46 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 29 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 29 in force |
| Nearby Flood Claims | 46 (1978–2021) |
| Claims Outside the SFHA | 33 of 46 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Ramapo Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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