Union County and Cranford Township property record for 4 Ramapo Rd, Cranford, NJ 07016
| Property Type | Single Family Home |
|---|---|
| Details | built 1947 |
| Lot Size | 0.118 acres (5,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $17,000 (Oct 1962) |
| Tax Bill | $9,393 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage Mar 2017 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00611-0000-00023 |
| Primary APN | 03-00611-0000-00023 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Stucco |
| Lot Area | 5,136 sqft (0.118 acres) |
| Parking Spaces | 1 Parking Space |
| Account Number | 7413009 |
|---|---|
| Street Address | 4 RAMAPO RD |
| City | CRANFORD |
| State | NJ |
| Zip | 07016-3418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | OSCEOLA PARK |
| Legal Block | 611 |
| Legal Lot Number | 23 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | CRANFORD |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 37300 |
4 Ramapo Rd is owned and occupied by an individual who acquired it in February 2017.
Source: Union County and Cranford Township records, as of July 8, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 RAMAPO RD, CRANFORD, NJ 07016-3418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2026 | Deed of Trust, Mortgage · Conventional Mortgage POINT DIGITAL FINANCIAL INC |
| Mar 3, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 1962 · Amount on File |
| Deed Sale | Oct 29, 1962 · Amount on File |
| Deed Book / Page | 2614 / 144 |
| Last Transfer Date | Feb 28, 2017 |
| Transfer Doc | 284008 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 16, 2026 |
| Property Address | 4 RAMAPO RD, CRANFORD, NJ 07016-3418 |
| Document Number | 0000097291 |
| Book / Page | 15857 / 2234 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202697291 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4 RAMAPO RD, CRANFORD, NJ 07016-3418 |
| Document Number | 0000097291, |
|---|---|
| Date | Sep 16, 2026 |
| Book Page | 15857/2234 |
| Instrument | 202697291 |
| Name | POINT DIGITAL FINANCIAL INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 10, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Mar 3, 2017 |
| Property Address | 4 RAMAPO RD, CRANFORD, NJ 07016-3418 |
| Document Number | 0061750827 |
| Book / Page | 006175 / 000827 |
| Instrument Date | Feb 28, 2017 |
| Instrument | 284008 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 RAMAPO RD CRANFORD NJ 070163418, CRANFORD, NJ 07016-3418 |
The 2025 property tax bill for 4 Ramapo Rd was $9,393, up 6.9% from the year before.
Source: Union County and Cranford Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| County Subdivision | Cranford Township |
| Unified School District | Cranford Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $129,600 (-) Land $69,700 Building $59,900 | $129,600 (-) Land $69,700 Building $59,900 | |
| 2025 | $9,393.00 (+6.91%) | $129,600 Land $69,700 Building $59,900 | $129,600 Land $69,700 Building $59,900 |
| 2024 | $8,786.00 | ||
| 2023 | $129,600 Land $69,700 Building $59,900 | $129,600 Land $69,700 Building $59,900 | |
| 2022 | $8,569.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Ramapo Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1982–1994) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jan 1994 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Ramapo Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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