5 Rachel Rd, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 5 Rachel Rd, Windsor Locks, CT 06096

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,422 sqft · built 2002
Lot Size	0.56 acres (24,394 sqft)
Owner	2 Individual Names on File
Last Sale	$45,000 (Sep 2001)
Tax Bill	$7,550 (2024)
Deeds & Mortgages	Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINL M:34 B:76 L:69-00351100`

Property Details

APN / Parcel Number

Primary APN	`WINL M:34 B:76 L:69-00351100`
Alternative APNs	`00351100` `351100`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,422 sqft Living Area
Gross Area	2,423 sqft
1st Floor Area	1,215 sqft
Basement Area	935 sqft
Unfinished Basement	935 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Shingle
Lot Area	24,394 sqft (0.56 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	351100
Street Address	5 RACHEL RD
City	WINDSOR LOCKS
State	CT
Zip	06096-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESA
Legal Block	76
Legal Lot Number	69
Jurisdiction	WINDSOR LOCKS CT
Township / Civil Division	WINDSOR LOCKS
Census Block Group	4
Census Block	4000
Census Tract	476300

Owner

5 Rachel Rd is owned and occupied by two individuals who bought it in September 2001.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 RACHEL RD, WINDSOR LOCKS, CT 06096-2102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 11, 2001 · Amount on File
Deed Sale	Sep 11, 2001 · Amount on File
Deed Book / Page	277 / 480
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINDSOR LOCKS CT
Property Address	5 RACHEL RD, WINDSOR LOCKS, CT 06096-2102
Document Number	491-416
Instrument Date	Jan 4, 2020
Transaction Type	Mortgage
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 RACHEL RD WINDSOR LOCKS CT 060962102, WINDSOR LOCKS, CT 06096-2102

Mortgage

Document Number	491-416
Date	Jan 16, 2020
Book Page	000491/000416

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jan 15, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Locks Town
Unified School District	Windsor Locks School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$314,720 (+83.51%) Land $60,690 Building $254,030	$220,304 Land $42,483 Building $177,821
2024	$7,550.00 (+56.44%)	$171,500 (-) Land $48,720 Building $122,780
2023	$4,826.00 (+8.94%)	$171,500 (-) Land $48,720 Building $122,780
2022	$4,430.00	$171,500 Land $48,720 Building $122,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Rachel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Rachel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NORTHERN REG-WESTERN SYSTEM private · serves 101,313 people · EPA ID CT0473011
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20