4 Rachel Rd, Windsor Locks, CT 06096 Property Records

Windsor Locks Town property record for 4 Rachel Rd, Windsor Locks, CT 06096

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,712 sqft · built 1991
Lot Size0.84 acres (36,590 sqft)
Owner2 Individual Names on File
Last Sale$139,900 (Nov 1991)
Tax Bill$6,878 (2024)
Deeds & MortgagesJun 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APNWINL M:34 B:76 L:55

Property Details

APN / Parcel Number

Primary APNWINL M:34 B:76 L:55
Alternative APNs
  • 00000280
  • 280

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,712 sqft Living Area
1st Floor Area894 sqft
Basement Area894 sqft
Unfinished Basement894 sqft

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area36,590 sqft (0.84 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number280
Street Address4 RACHEL RD
CityWINDSOR LOCKS
StateCT
Zip06096-2103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESA
Legal Block76
Legal Lot Number55
JurisdictionWINDSOR LOCKS CT
Township / Civil DivisionWINDSOR LOCKS
Census Block Group4
Census Block4000
Census Tract476300

Owner

4 Rachel Rd is owned and occupied by two individuals who bought it in November 1991.

Source: Windsor Locks Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address4 RACHEL RD, WINDSOR LOCKS, CT 06096-2103
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 1991 · Amount on File
Deed SaleNov 8, 1991 · Amount on File
Record UpdatedSep 20, 2026

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR LOCKS CT
Property Address4 RACHEL RD, WINDSOR LOCKS, CT 06096-2103
Transaction TypeMortgage
Record UpdatedAug 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000519-235
DateJun 13, 2022
Book Page519/235
Instrument1267110010
Lender
NameNUTMEG STATE FINANCIAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term205 Months
DueJul 1, 2039
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Windsor Locks Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Locks Town
Unified School DistrictWindsor Locks School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$286,720 (+97.21%) Land $65,030 Building $221,690$200,704 Land $45,521 Building $155,183
2024$6,878.00 (+68.13%)$145,390 (-) Land $53,130 Building $92,260
2023$4,091.00 (+8.95%)$145,390 (-) Land $53,130 Building $92,260
2022$3,755.00$145,390 Land $53,130 Building $92,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Rachel Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Rachel Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCTWC - NORTHERN REG-WESTERN SYSTEM
private · serves 101,313 people · EPA ID CT0473011
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
GoNetspeed
Fiber
2,000 / 2,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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