5 Prospect St, Smithfield, PA 15478 Property Records

Fayette County property record for 5 Prospect St, Smithfield, PA 15478

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,916 sqft · built 1900
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$79,900 (Aug 2013)
Tax Bill	$1,596 (2026)
Deeds & Mortgages	May 2022 Mortgage Jan 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-07-0013`

Property Details

APN / Parcel Number

Primary APN	`32-07-0013`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,916 sqft Living Area
1st Floor Area	603 sqft
Basement Area	355 sqft
Unfinished Basement	355 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Other
Roof Material	Metal
Lot Area	11,761 sqft (0.27 acres)

Exterior Amenities

Porch	Slab
Porch Area	186 sqft
Deck Area	512 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	5 PROSPECT ST
City	SMITHFIELD
State	PA
Zip	15478-1615
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.27 AC (2 LOTS) R1 RM
Jurisdiction	FAYETTE PA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1027
Census Tract	263200

Owner

Source: Fayette County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5 PROSPECT ST, SMITHFIELD, PA 15478-1615
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 15, 2020	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2013 · Amount on Record
Deed Sale	Aug 5, 2013 · Amount on Record
Deed Document Number	20139224
Deed Book / Page	3227 / 281
Record Updated	Oct 29, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FAYETTE PA
Recording Date	May 12, 2022
Property Address	5 PROSPECT ST, SMITHFIELD, PA 15478-1615
Document Number	003513/414
Book / Page	3513 / 414
Instrument Date	Mar 30, 2022
Instrument	202200005146
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 PROSPECT ST, 5, SMITHFIELD, PA 15478-1615

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 PROSPECT ST, SMITHFIELD, PA 15478-1615

Mortgage

Document Number	202200005147
Date	May 12, 2022
Instrument	202200005147

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2037

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAYETTE PA
Property Address	5 PROSPECT ST, SMITHFIELD, PA 15478-1615
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3424/2428
Date	Jan 15, 2020
Book Page	3424/2428
Instrument	202000000581

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 14, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
Municipality	Smithfield Borough
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,596.00 (+1%)	$30,900 (-) Land $6,350 Building $24,550
2025	$798.00 (+7.11%)	$30,900 (-) Land $6,350 Building $24,550
2024	$745.00 (+11.19%)	$30,900 (+122.46%) Land $6,350 Building $24,550
2023		$13,890 Land $6,350 Building $7,540
2022	$670.00
2003			$61,800 Land $12,700 Building $49,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2017

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH FAYETTE CNTY MUNI AUTH serves 35,409 people · EPA ID PA5260019
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: QCOL, VITALink.

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