2 Prospect St, Smithfield, PA 15478 Property Records

Fayette County property record for 2 Prospect St, Smithfield, PA 15478

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,129 sqft · built 1942
Lot Size	0.309 acres (13,460 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Oct 2019)
Tax Bill	$1,024 (2026)
Deeds & Mortgages	Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-06-0225`

Property Details

APN / Parcel Number

Primary APN	`32-06-0225`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,129 sqft Living Area
1st Floor Area	976 sqft
Family Room	Family Room

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	13,460 sqft (0.309 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space
Patio Area	45 sqft
Canopy	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	2 PROSPECT ST
City	SMITHFIELD
State	PA
Zip	15478-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT R1 BSMT RG
Legal Subdivision	FIELDS PLAN
Legal Lot Number	R1
Jurisdiction	FAYETTE PA
Township / Civil Division	SMITHFIELD
Census Block Group	1
Census Block	1023
Census Tract	263200

Owner

Source: Fayette County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2 PROSPECT ST, SMITHFIELD, PA 15478-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	201910947
Deed Book / Page	3417 / 1765
Record Updated	Oct 29, 2026

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FAYETTE PA
Recording Date	Oct 29, 2019
Property Address	2 PROSPECT ST, SMITHFIELD, PA 15478-1614
Document Number	03417/1765
Book / Page	3417 / 1765
Map Reference	MB 65 PG 98
Instrument Date	Oct 21, 2019
Instrument	201900010947
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 IROQUOIS DR, 57, PITTSBURGH, PA 15228-1514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 PROSPET STREET, SMITHFIELD, PA 15478-1614

Mortgage

Document Number	201900010948
Date	Oct 29, 2019
Instrument	201900010948

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Fayette County assessment roll, as of May 4, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Fayette County
Municipality	Smithfield Borough
Unified School District	Albert Gallatin Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,024.00 (+100.39%)	$19,820 (-) Land $6,545 Building $13,275
2025	$511.00 (+6.9%)
2024	$478.00 (-5%)	$19,820 (-) Land $6,545 Building $13,275
2023		$19,820 Land $6,545 Building $13,275
2022	$956.00
2003			$39,640 Land $13,090 Building $26,550

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH FAYETTE CNTY MUNI AUTH serves 35,409 people · EPA ID PA5260019
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: QCOL, VITALink.

Nearby Properties on Prospect St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures