5 Prospect St, Addison, NY 14801 Property Records

Steuben County and Addison Town property record for 5 Prospect St, Addison, NY 14801

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,600 sqft · built 1945
Lot Size0.6 acres (26,136 sqft)
OwnerIndividual Name on Record
Last Sale$162,000 (Nov 2022)
Tax Bill$3,880 (2026)
Deeds & MortgagesNov 2022 Sale & Mortgage
Jul 2022 Line of Credit
+ 2 more
APN0003461-000

Property Details

APN / Parcel Number

Primary APN0003461-000
Alternative APNs
  • 462001 349.07-01-093.000
  • 20013490070001093000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,600 sqft Living Area
1st Floor Area1,200 sqft
Upper Floors Area400 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleCape Cod
Exterior MaterialWood
Lot Area26,136 sqft (0.6 acres)
Lot Dimensions215 ft deep x 110 ft wide
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area274 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0003461-000
Street Address5 PROSPECT ST
CityADDISON
StateNY
Zip14801-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionSMITH NOBRIGA RANDALL PROSPECT
Legal Block1
Legal Lot Number93.000
JurisdictionSTEUBEN NY
Township / Civil DivisionADDISON
Census Block Group2
Census Block2032
Census Tract962200

Owner

Source: Steuben County and Addison Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5 PROSPECT ST, ADDISON, NY 14801-1219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
PARAGON HOME LOANS INC
Jul 27, 2022Deed of Trust, Mortgage · Line of Credit
CORNING FCU
May 24, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
CORNING FCU
May 3, 2018Deed of Trust, Mortgage
CORNING FEDERAL CREDIT UNION

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 15, 2022 · Amount on Record
Deed SaleNov 15, 2022 · Amount on Record
Prior SaleOct 2, 2001 · Amount on Record
Deed Book / Page2994 / 217
Record UpdatedOct 29, 2026

November 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSTEUBEN NY
Recording DateNov 15, 2022
Property Address5 PROSPECT ST, ADDISON, NY 14801-1219
Document Number002994/217
Book / Page2994 / 217
Instrument DateNov 9, 2022
Transaction TypeTransfer
Record UpdatedDec 6, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6690 OLD STATE RD, ADDISON, NY 14801-9545

Mortgage

Document Number0004922273
DateNov 15, 2022
Instrument4922/273
Lender
NamePARAGON HOME LOANS INC
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address5 PROSPECT ST, ADDISON, NY 14801-1219
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004883/82
DateJul 27, 2022
Book Page4883/82
Lender
NameCORNING FCU
TypeCredit Union
Agreement
TypeLine of Credit
AmountAmount Recorded
Term97 Months
DueAug 1, 2030
Interest
Rate TypeAdjustable Rate

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address5 PROSPECT ST, ADDISON, NY 14801-1219
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number4408/322
DateMay 24, 2019
Book Page4408/322
Lender
NameCORNING FCU
TypeCredit Union
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term61 Months
DueJun 1, 2024

May 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSTEUBEN NY
Property Address5 PROSPECT ST, ADDISON, NY 14801-1219
Transaction TypeMortgage
Record UpdatedJan 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004291/0000000023
DateMay 3, 2018
Book Page0000004291/0000000023
Lender
NameCORNING FEDERAL CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term56 Months
DueJan 1, 2023

Tax Assessment & Valuation

Source: Steuben County and Addison Town assessment roll, as of April 21, 2026

Property Jurisdictions

TypeName
StateNew York
MunicipalityAddison Village
CountySteuben County
County SubdivisionAddison Town
Unified School DistrictAddison Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,880.00 (+6.56%)
2025$3,641.00 (+118.94%)$113,900 (-) Land $30,800 Building $83,100$116,224 (+2.04%) Land $31,428 Building $84,796
2023$113,900 (+37.06%) Land $30,800 Building $83,100$113,900 (+23.36%) Land $30,800 Building $83,100
2022$83,100 Land $23,100 Building $60,000$92,333 Land $25,667 Building $66,666
2021$1,663.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims19 (1978–2021)
Claims Outside the SFHA2 of 19
Most Recent ClaimAug 2021 · Remnants Of Tropical Storm Fred
Claims by Event
  • Remnants Of Tropical Storm Fred, Aug 2021 · 2 claims
  • Severe Storms And Flooding, Sep 2004 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADDISON VILLAGE
serves 1,850 people · EPA ID NY5001203
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Armstrong
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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