Steuben County and Addison Town property record for 11 Prospect St, Addison, NY 14801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,404 sqft · built 1996 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $45,800 (Oct 1996) |
| Tax Bill | $3,716 (2026) |
| Deeds & Mortgages | Mar 2022 Line of Credit Dec 2019 Refinance |
| APN | 0003485-000 |
| Primary APN | 0003485-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Basement Area | 468 sqft |
| Finished Basement | 468 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,473 sqft (0.47 acres) |
| Porch | Slab |
| Porch Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0003485-000 |
|---|---|
| Street Address | 11 PROSPECT ST |
| City | ADDISON |
| State | NY |
| Zip | 14801-1219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | RANDALL PERKINS HABITAT PROSPECT ST 11734 |
| Legal Block | 1 |
| Legal Lot Number | 68.111 |
| Jurisdiction | STEUBEN NY |
| Township / Civil Division | ADDISON |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 962200 |
Source: Steuben County and Addison Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 PROSPECT ST, ADDISON, NY 14801-1219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST HERITAGE FEDERAL CREDIT UNION |
| Dec 23, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance FIRST HERITAGE FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 4, 1996 · Amount on Record |
| Deed Sale | Oct 4, 1996 · Amount on Record |
| Deed Book / Page | 1503 / 336 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 11 PROSPECT ST, ADDISON, NY 14801-1219 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0004837/35 |
|---|---|
| Date | Mar 30, 2022 |
| Book Page | 4837/35 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Apr 1, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STEUBEN NY |
| Property Address | 11 PROSPECT ST, ADDISON, NY 14801-1219 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 4483/120 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 4483/120 |
| Name | FIRST HERITAGE FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Steuben County and Addison Town assessment roll, as of April 21, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Addison Village |
| County | Steuben County |
| County Subdivision | Addison Town |
| Unified School District | Addison Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,716.00 (+0.41%) Homeowner's exemption | ||
| 2025 | $3,701.00 (+60.22%) | $115,800 (-) Land $29,300 Building $86,500 | $118,163 (+2.04%) Land $29,898 Building $88,265 |
| 2023 | $115,800 (+16.15%) Land $29,300 Building $86,500 | $115,800 (+4.53%) Land $29,300 Building $86,500 | |
| 2022 | $99,700 Land $22,100 Building $77,600 | $110,778 Land $24,556 Building $86,222 | |
| 2021 | $2,310.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 19 (1978–2021) |
| Claims Outside the SFHA | 2 of 19 |
| Most Recent Claim | Aug 2021 · Remnants Of Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADDISON VILLAGE serves 1,850 people · EPA ID NY5001203 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Armstrong Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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