St. Charles County property record for 5 Poor Richard Ct, O Fallon, MO 63366
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,000 sqft · built 1996 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $403,000 (Aug 2025) |
| Tax Bill | $4,463 (2025) |
| Deeds & Mortgages | Oct 2025 Transfer Oct 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A952001573 |
| Primary APN | A952001573 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,000 sqft Living Area |
| Gross Area | 3,768 sqft |
| 1st Floor Area | 2,097 sqft |
| Basement Area | 1,027 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,197 sqft (0.28 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 644 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 80 sqft |
| Deck Area | Deck Area |
| Patio Area | 336 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A952001573 |
|---|---|
| Street Address | 5 POOR RICHARD CT |
| City | O FALLON |
| State | MO |
| Zip | 63366-5516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PATRIOTS LANDING #3 LOT 252 |
| Legal Subdivision | PATRIOTS LANDING #3 |
| Legal Lot Number | 252 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 311738 |
5 Poor Richard Ct is held in a trust since September 2025.
Source: St. Charles County records, as of September 11, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 5 POOR RICHARD CT, O FALLON, MO 63366-5516 |
| Owner Type | Company |
| Vesting | Trust, Revocable Living Trust |
| Date | Document |
|---|---|
| Oct 6, 2025 | Intrafamily Transfer, Transfer |
| Oct 6, 2025 | Intrafamily Transfer, Transfer |
| Aug 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2025 · Amount on File |
| Deed Sale | Aug 1, 2025 · Amount on File |
| Prior Sale | Aug 19, 2016 · Amount on File |
| Deed Document Number | 202533121 |
| Last Transfer Date | Sep 16, 2025 |
| Transfer Doc | 0000044400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 6, 2025 |
| Property Address | 5 POOR RICHARD CT, O FALLON, MO 63366-5516 |
| Document Number | 0000044401 |
| Map Reference | MB 16 PG 37&38 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025R-044401 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5 POOR RICHARD CT, O FALLON, MO 63366-5516 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 6, 2025 |
| Property Address | 5 POOR RICHARD CT, O FALLON, MO 63366-5516 |
| Document Number | 0000044400 |
| Map Reference | MB 32 PG 139 |
| Instrument Date | Sep 16, 2025 |
| Instrument | 2025R-044400 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 5 POOR RICHARD CT, O FALLON, MO 63366-5516 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 1, 2025 |
| Property Address | 5 POOR RICHARD CT, O FALLON, MO 63366-5516 |
| Document Number | 0000033121 |
| Map Reference | MB 32 PG 139 |
| Instrument Date | Jul 25, 2025 |
| Instrument | 2025R-033121 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 POOR RICHARD CT, O FALLON, MO 63366-5516 |
| Document Number | 0000033122 |
|---|---|
| Date | Aug 1, 2025 |
| Instrument | 2025R-033122 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2055 |
The 2025 property tax bill for 5 Poor Richard Ct was $4,463.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $69,556 (-) | $366,086 (%) Land $70,000 Building $296,086 | |
| 2025 | $4,463.00 | $69,556 | $366,087 Land $70,000 Building $296,087 |
| 2023 | $62,686 | ||
| 2022 | $329,926 Land $50,000 Building $279,926 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5 Poor Richard Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 5 Poor Richard Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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