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2 Poor Richard Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 2 Poor Richard Ct, O Fallon, MO 63366

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,712 sqft · built 2000
Lot Size0.26 acres (11,326 sqft)
Owner2 Company Names on Record
Last Sale$172,100 (Jul 2017)
Tax Bill$4,617 (2025)
Deeds & MortgagesOct 2017 Line of Credit
Jul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNA952001579

Property Details

APN / Parcel Number

Primary APNA952001579
Alternative APN
  • 2-0067-7212-00-0258.0000000

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,712 sqft Living Area
Gross Area4,524 sqft
1st Floor Area1,550 sqft
Basement Area1,514 sqft
Finished Basement1,384 sqft
Unfinished Basement130 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleBi-Level
Exterior MaterialAluminum/Vinyl
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area682 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area90 sqft
Patio Area456 sqft

Location & Zoning

Account NumberA952001579
Street Address2 POOR RICHARD CT
CityO FALLON
StateMO
Zip63366-5507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPATRIOTS LANDING #3 LOT 258
Legal SubdivisionPATRIOTS LANDING #3
Legal Lot Number258
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group1
Census Block1021
Census Tract311738

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2 POOR RICHARD CT, O FALLON, MO 63366-5507
Owner TypeCompany
VestingTrust, Revocable Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2017Deed of Trust, Mortgage · Line of Credit
US BANK NA
Jul 26, 2017Intrafamily Transfer, Transfer · Conventional Mortgage
FREEDOM TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 26, 2017 · Amount on Record
Deed SaleJul 26, 2017 · Amount on Record
Prior SaleMar 26, 2013 · Amount on Record
Deed Document Number2017463180
Deed Book / Page6780 / 2400
Last Transfer DateJul 10, 2024
Transfer Doc0000027197
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address2 POOR RICHARD CT, O FALLON, MO 63366-5507
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068241435
DateOct 18, 2017
Book Page6824/1435
Instrument20171018000652470
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 22, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CHARLES MO
Recording DateJul 26, 2017
Property Address2 POOR RICHARD CT, O FALLON, MO 63366-5507
Document Number0067802400
Book / Page6780 / 2400
Map ReferenceMB 32 PG 139-142
Instrument DateJul 19, 2017
Instrument20170726000463180
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyFREEDOM TITLE

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 POOR RICHARD CT, O FALLON, MO 63366-5507

Mortgage

Document Number, 20170726000463190
DateJul 26, 2017
Instrument20170726000463190
Lender
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term97 Months
DueAug 1, 2025

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$71,974 (-)$378,809 (-) Land $70,000 Building $308,809
2025$4,617.00$71,974 (+12.03%)$378,809 (+12.03%) Land $70,000 Building $308,809
2023$64,247
2022$338,142 Land $50,000 Building $288,142

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 546 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber		2,000 / 2,000
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		400 / 30
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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