5 Pine Tree Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 5 Pine Tree Dr, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	38,768 sqft (0.889 acres)
Occupancy	Owner Occupied
Last Sale	$300,000 (2016)
Tax Bill	$2,419.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0789-04-93-8092`
Alternative APN	`555780316`

Exterior

Lot Area	38,768 sqft (0.889 acres)

Location & Zoning

Account Number	555780316
Street Address	5 PINE TREE DR
City	SPRUCE PINE
State	NC
Zip	28777-5400
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TALL PINE RIDGE LOT 39
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	2
Census Block	2021
Census Tract	950400

Owner

Source: Mitchell County records · APN 0789-04-93-8092

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5 PINE TREE DR, SPRUCE PINE, NC 28777-5400
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 16, 2016 · Amount on Record
Deed Sale	Aug 16, 2016 · Amount on Record
Prior Sale	Mar 13, 2015
Deed Doc Number	0000571568
Deed Book / Page	571 / 568
Record Refreshed	Jun 08, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	5 PINE TREE DR, SPRUCE PINE, NC 28777-5400
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	619/860
Date	Oct 30, 2020
Book Page	619/860
Instrument	2020002010

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 01, 2035

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,419.00 (-2.54%)	$378,100 (-) Land $30,000 Building $348,100
2023	$2,482.00	$378,100 Land $30,000 Building $348,100

Flood & Wildfire

5 Pine Tree Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 38th percentile of exposed land nationally · 54th in North Carolina
Wildfire Likelihood	Low — about 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.