130 Pine Tree Dr, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 130 Pine Tree Dr, Spruce Pine, NC 28777 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	5 Beds
Bathrooms	4 Baths
Year Built	Built 2008
Square Footage	2,796 sqft Living Area
Lot Size	14,810 sqft (0.339 acres)
Occupancy	Owner Occupied
Last Sale	$438,000 (2021)
Tax Bill	$2,805.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`0789-04-92-6634`
Alternative APN	`555783547`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Building Area	2,796 sqft Living Area
Stories	2 Stories

Exterior

Year Built	Built 2008
Construction Type	Wood Construction
Foundation Type	Raised Foundation
Lot Area	14,810 sqft (0.339 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	555783547
Street Address	130 PINE TREE DR
City	SPRUCE PINE
State	NC
Zip	28777-9200
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	TALL PINE RIDGE LOT 125
Jurisdiction	MITCHELL NC
Minor Civil Division	GRASSY CREEK
Census Blockgroup	2
Census Block	2021
Census Tract	950400

Owner

Source: Mitchell County records · APN 0789-04-92-6634

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	130 PINE TREE DR, SPRUCE PINE, NC 28777-9200
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 10, 2021 · Amount on Record
Deed Sale	May 10, 2021 · Amount on Record
Prior Sale	May 09, 2014 · Amount on Record
Deed Doc Number	2021001018
Deed Book / Page	627 / 602
Record Refreshed	Jun 08, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	May 10, 2021
Property Address	130 PINE TREE DR, SPRUCE PINE, NC 28777-9200
Document Number	627/602
Book / Page	627 / 602
Map Reference	MB 1 PG 182
Instrument Date	May 07, 2021
Instrument	2021001018
Transaction Type	Transfer
Record Updated	May 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$876.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	130 PINE TREE DR, 130, SPRUCE PINE, NC 28777-9200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PINE TREE DR, SPRUCE PINE, NC 28777-9200

Mortgage

Document Number	2021001019
Date	May 10, 2021
Instrument	2021001019

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$2,805.00 (+1.59%)	$438,400 (-) Land $30,000 Building $408,400
2023	$2,761.00	$438,400 Land $30,000 Building $408,400

Flood & Wildfire

130 Pine Tree Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Mitchell County (37121C), updated May 2, 2018

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 38th percentile of exposed land nationally · 54th in North Carolina
Wildfire Likelihood	Low — about 1 in 2,083 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.