Ulster County and Lloyd Town property record for 5 Pine Ter, Highland, NY 12528
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,220 sqft · built 1964 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $335,000 (Sep 2020) |
| Tax Bill | $8,672 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 513200 87.2-4-28 |
| Primary APN | 513200 87.2-4-28 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,220 sqft Living Area |
| 1st Floor Area | 1,451 sqft |
| Basement Area | 769 sqft |
| Finished Basement | 769 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,909 sqft (0.48 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
| Porch Area | 256 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 108030.000 |
|---|---|
| Street Address | 5 PINE TER |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | SUBDIVISION OF PINE TERRACE ESTATES |
| Legal Block | 4 |
| Legal Lot Number | 28.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | LLOYD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 953700 |
5 Pine Ter is owned and occupied by two individuals who bought it in September 2020.
Source: Ulster County and Lloyd Town records, as of April 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 PINE TER, HIGHLAND, NY 12528-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 23, 2020 | Deed, Transfer · Stand-Alone First Mortgage ULSTER SAVINGS BANK |
| May 1, 2019 | Deed, Transfer · Stand-Alone First Mortgage TEG FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 23, 2020 · Amount on File |
| Deed Sale | Sep 23, 2020 · Amount on File |
| Prior Sale | May 1, 2019 · Amount on File |
| Deed Document Number | 202013531 |
| Deed Book / Page | 6677 / 161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Sep 23, 2020 |
| Property Address | 5 PINE TER, HIGHLAND, NY 12528-2711 |
| Document Number | 0000013531 |
| Book / Page | 6677 / 161 |
| Instrument Date | Sep 9, 2020 |
| Instrument | 2020-13531 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 78 PROSPECT ST, NEW PALTZ, NY 12561-1148 |
| Document Number | 0000013532 |
|---|---|
| Date | Sep 23, 2020 |
| Instrument | 2020-13532 |
| Name | ULSTER SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | May 1, 2019 |
| Property Address | 5 PINE TER, HIGHLAND, NY 12528-2711 |
| Document Number | 0000005461 |
| Book / Page | 6428 / 126 |
| Instrument Date | Apr 29, 2019 |
| Instrument | 2019-5461 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 POPLAR BLVD, WAPPINGERS FALLS, NY 12590 |
| Investor | Possibly a Property Investor |
| Document Number | 0000005462 |
|---|---|
| Date | May 1, 2019 |
| Instrument | 2019-5462 |
| Name | TEG FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0000005461 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 6428/126 |
| Instrument | 2019-5461 |
| Name | TEG FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2049 |
The 2025 property tax bill for 5 Pine Ter was $8,672.
Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Lloyd Town |
| Unified School District | Highland Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,672.00 | $235,000 Land $78,500 Building $156,500 | $396,558 Land $132,467 Building $264,091 |
| 2023 | $251,100 Land $78,500 Building $172,600 | $353,662 Land $110,563 Building $243,099 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Pine Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (2005–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Pine Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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