Ulster County and Lloyd Town property record for 3 Pine Ter, Highland, NY 12528
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,565 sqft · built 1964 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,483 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Jun 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 513200 87.2-4-29 |
| Primary APN | 513200 87.2-4-29 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,565 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Foundation Type | No Foundation |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Attached |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 165 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 122970.000 |
|---|---|
| Street Address | 3 PINE TER |
| City | HIGHLAND |
| State | NY |
| Zip | 12528-2711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Subdivision | PINE TERRACE ESTATE |
| Legal Block | 4 |
| Legal Lot Number | 29.000 |
| Jurisdiction | ULSTER NY |
| Township / Civil Division | LLOYD |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 953700 |
3 Pine Ter is owned and occupied by an individual who acquired it in June 2023.
Source: Ulster County and Lloyd Town records, as of April 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 PINE TER, HIGHLAND, NY 12528-2711 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 30, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jun 9, 2023 | Quit Claim Deed, Transfer · FHA Mortgage ROCKET MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 9, 2023 |
| Deed Sale | Jun 9, 2023 |
| Prior Sale | Nov 29, 2016 · Amount on File |
| Deed Document Number | 20236440 |
| Deed Book / Page | 7234 / 177 |
| Prior Transfer Date | Apr 13, 2023 |
| Prior Transfer Doc | 0000006440 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ULSTER NY |
| Property Address | 3 PINE TER, HIGHLAND, NY 12528-2711 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000001188 |
|---|---|
| Date | Jan 30, 2026 |
| Book Page | 13681/145 |
| Instrument | 2026-1188 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ULSTER NY |
| Recording Date | Jun 9, 2023 |
| Property Address | 3 PINE TER, HIGHLAND, NY 12528-2711 |
| Document Number | 0000006440 |
| Book / Page | 7234 / 177 |
| Instrument Date | Apr 13, 2023 |
| Instrument | 2023-6440 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 PINE TER, HIGHLAND, NY 12528-2711 |
| Document Number | 0000006441 |
|---|---|
| Date | Jun 9, 2023 |
| Book Page | 13102/121 |
| Instrument | 2023-6441 |
| Name | ROCKET MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2053 |
The 2025 property tax bill for 3 Pine Ter was $7,483.
Source: Ulster County and Lloyd Town assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Ulster County |
| County Subdivision | Lloyd Town |
| Unified School District | Highland Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,483.00 | $202,800 Land $83,300 Building $119,500 | $342,221 Land $140,567 Building $201,654 |
| 2023 | $202,800 (-) Land $83,300 Building $119,500 | $285,634 (+14.08%) Land $117,324 Building $168,310 | |
| 2022 | $202,800 Land $83,300 Building $119,500 | $250,370 Land $102,839 Building $147,531 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Pine Ter in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective April 5, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 7 (2005–2011) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Pine Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Starlink Satellite | 280 / 30 |
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