Rockingham County and Derry Town property record for 5 Penny Ln, Derry, NH 03038
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,797 sqft · built 1992 |
| Lot Size | 1.01 acres (43,996 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (May 2000) |
| Tax Bill | $9,622 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | DERY M:9 B:85 L:10 |
| Primary APN | DERY M:9 B:85 L:10 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,797 sqft Living Area |
| Gross Area | 3,072 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 416 sqft |
| Unfinished Basement | 416 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 43,996 sqft (1.01 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 5 PENNY LN |
|---|---|
| City | DERRY |
| State | NH |
| Zip | 03038-4868 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LMDR |
| Legal Block | 85 |
| Legal Lot Number | 10 |
| Jurisdiction | DERRY TOWN NH |
| Township / Civil Division | DERRY |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 3301 |
5 Penny Ln is owned and occupied by two individuals who bought it in May 2000.
Source: Rockingham County and Derry Town records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5 PENNY LN, DERRY, NH 03038-4868 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 22, 2000 · Amount on File |
| Deed Sale | May 22, 2000 · Amount on File |
| Deed Book / Page | 3475 / 1793 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DERRY TOWN NH |
| Recording Date | May 4, 2026 |
| Property Address | 5 PENNY LN, DERRY, NH 03038-4868 |
| Document Number | 0000015203 |
| Book / Page | 6702 / 1447 |
| Instrument Date | Apr 15, 2026 |
| Instrument | 202615203 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5 PENNY LN, DERRY, NH 03038-4868 |
| Investor | Possibly a Property Investor |
| Document Number | 06702-1447, |
|---|---|
| Date | May 4, 2026 |
| Book Page | 6702/1447 |
| Instrument | 202615203 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
The 2025 property tax bill for 5 Penny Ln was $9,622, up 1.6% from the year before.
Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | New Hampshire |
| County | Rockingham County |
| County Subdivision | Derry Town |
| Elementary School District | Derry School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,622.00 (+1.61%) | $506,700 (-) Land $200,000 Building $306,700 | |
| 2024 | $9,470.00 (+5.08%) | $506,700 (+16.27%) Land $200,000 Building $306,700 | |
| 2023 | $9,012.00 (+8.6%) | $435,800 (-) Land $170,000 Building $265,800 | $423,795 |
| 2022 | $8,298.00 | $435,800 Land $170,000 Building $265,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5 Penny Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5 Penny Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of New Hampshire |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DREW WOODS private · serves 1,413 people · EPA ID NH0612150 |
|---|---|
| Water Source | Purchased surface water from DERRY WATER DEPT |
| Last State Inspection | Apr 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Fidium Fiber.
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