3 Penny Ln, Derry, NH 03038 Property Records

Rockingham County and Derry Town property record for 3 Penny Ln, Derry, NH 03038

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,949 sqft · built 1992
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (May 2004)
Tax Bill	$10,771 (2025)
Deeds & Mortgages	Jan 2024 Line of Credit Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DERY M:9 B:85 L:8`

Property Details

APN / Parcel Number

Primary APN	`DERY M:9 B:85 L:8`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,949 sqft Living Area
Gross Area	3,832 sqft
1st Floor Area	1,088 sqft
Basement Area	741 sqft
Unfinished Basement	741 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,996 sqft (1.01 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	3 PENNY LN
City	DERRY
State	NH
Zip	03038-4868
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LMDR
Legal Block	85
Legal Lot Number	8
Jurisdiction	DERRY TOWN NH
Township / Civil Division	DERRY
Census Block Group	2
Census Block	2011
Census Tract	3301

Owner

3 Penny Ln is owned and occupied by two individuals who bought it in May 2004.

Source: Rockingham County and Derry Town records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3 PENNY LN, DERRY, NH 03038-4868
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2004 · Amount on File
Deed Sale	May 20, 2004 · Amount on File
Prior Sale	Aug 1, 2000 · Amount on File
Deed Book / Page	4295 / 1011
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 PENNY LN, DERRY, NH 03038-4868
Transaction Type	Mortgage
Record Updated	Jan 24, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	006527-238
Date	Jan 11, 2024
Book Page	6527/238
Instrument	24000871

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	289 Months
Due	Feb 1, 2048

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 PENNY LN, DERRY, NH 03038-4868
Document Number	0061602230
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Sep 14, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PENNY LN DERRY NH 030384868, DERRY, NH 03038-4868

Mortgage

Document Number	0061602230
Date	Sep 3, 2020
Book Page	006160/002230
Instrument	46057

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 PENNY LN, DERRY, NH 03038-4868
Document Number	0060661406
Instrument Date	Nov 22, 2019
Transaction Type	Mortgage
Record Updated	Jan 3, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PENNY LN DERRY NH 030384868, DERRY, NH 03038-4868

Mortgage

Document Number	0060661406
Date	Dec 13, 2019
Book Page	006066/001406
Instrument	53148

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 12, 2049

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DERRY TOWN NH
Property Address	3 PENNY LN, DERRY, NH 03038-4868
Document Number	0058991209
Instrument Date	Mar 6, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 PENNY LN DERRY NH 030384868, DERRY, NH 03038-4868

Mortgage

Document Number	0058991209
Date	Mar 20, 2018
Book Page	005899/001209
Instrument	9815

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 19, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 3 Penny Ln was $10,771, up 1.6% from the year before.

Source: Rockingham County and Derry Town assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Rockingham County
County Subdivision	Derry Town
Elementary School District	Derry School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,771.00 (+1.6%)	$567,200 (-) Land $200,000 Building $367,200
2024	$10,601.00 (+4.72%)	$567,200 (+15.87%) Land $200,000 Building $367,200
2023	$10,123.00 (+8.62%)	$489,500 (-) Land $170,000 Building $319,500	$472,530
2022	$9,320.00	$489,500 Land $170,000 Building $319,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Penny Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Penny Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DREW WOODS private · serves 1,413 people · EPA ID NH0612150
Water Source	Purchased surface water from DERRY WATER DEPT
Last State Inspection	Apr 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber.

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