Campbell County property record for 5 Pearson St, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 1,251 sqft · built 1891 |
| Owner | 2 Individual Names on Record |
| Last Sale | $108,000 (Jan 2002) |
| Tax Bill | $595 (2025) |
| Deeds & Mortgages | Apr 2024 Mortgage Jul 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-16-824.00 |
| Primary APN | 999-99-16-824.00 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,251 sqft Living Area |
| Year Built | Built 1891 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999916824.00 |
|---|---|
| Street Address | 5 PEARSON ST |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 12 SECTION 2 MILITARY COMMONS |
| Legal Subdivision | MILITARY COMMONS |
| Legal Phase | 2 |
| Legal Lot Number | 12 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 52800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Thomas Military Reservation District listed 1986 · 29 contributing resources · NRIS 86001103 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5 PEARSON ST, FORT THOMAS, KY 41075-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK |
| Jul 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Jan 27, 2020 | Deed of Trust, Mortgage · FHA Mortgage ORION LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 24, 2002 · Amount on Record |
| Deed Sale | Jan 24, 2002 · Amount on Record |
| Prior Sale | Jul 28, 1998 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5 PEARSON ST, FORT THOMAS, KY 41075-2316 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0005333901 |
|---|---|
| Date | Apr 19, 2024 |
| Book Page | M2410/806 |
| Instrument | 5333901 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Apr 10, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5 PEARSON ST, FORT THOMAS, KY 41075-2316 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|
| Document Number | 0005136100 |
|---|---|
| Date | Jul 19, 2021 |
| Book Page | M2297/556 |
| Instrument | 5136100 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92614 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 5 PEARSON ST, FORT THOMAS, KY 41075-2316 |
| Document Number | 0005104623 |
| Instrument Date | Jan 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5 PEARSON ST FORT THOMAS KY 410752316, FORT THOMAS, KY 41075-2316 |
| Document Number | 0005104623 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 002208/000101 |
| Instrument | 5104623 |
| Name | ORION LNDG |
|---|---|
| Address | ORANGE, CA 92868 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $595.00 (-6.59%) | $161,400 (-) Land $5,000 Building $156,400 | $161,400 (-) Land $5,000 Building $156,400 |
| 2023 | $637.00 (-2.45%) | $161,400 (-) Land $5,000 Building $156,400 | $161,400 (-) Land $5,000 Building $156,400 |
| 2022 | $653.00 | $161,400 Land $5,000 Building $156,400 | $161,400 Land $5,000 Building $156,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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