Campbell County property record for 3 Pearson St, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,251 sqft · built 1891 |
| Owner | Individual Name on File |
| Last Sale | $320,000 (Oct 2023) |
| Tax Bill | $999 (2025) |
| Deeds & Mortgages | Oct 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-12-862.00 |
| Primary APN | 999-99-12-862.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,251 sqft Living Area |
| Year Built | Built 1891 |
|---|---|
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999912862.00 |
|---|---|
| Street Address | 3 PEARSON ST |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-2316 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 SECTION 2 MILITARY COMMONS |
| Legal Subdivision | MILITARY COMMONS |
| Legal Phase | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 52800 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Thomas Military Reservation District listed 1986 · 29 contributing resources · NRIS 86001103 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
3 Pearson St is owned and occupied by an individual who bought it in October 2023.
Source: Campbell County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 PEARSON ST, FORT THOMAS, KY 41075-2316 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on File |
| Deed Sale | Oct 5, 2023 · Amount on File |
| Deed Document Number | 5197101 |
| Deed Book / Page | D855 / 224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Recording Date | Oct 5, 2023 |
| Property Address | 3 PEARSON ST, FORT THOMAS, KY 41075-2316 |
| Document Number | 0005197101 |
| Book / Page | D855 / 224 |
| Map Reference | SL 141 A&B&142 A |
| Instrument Date | Oct 4, 2023 |
| Instrument | 5197101 |
| Transaction Type | Transfer |
| Record Updated | Dec 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 166 BRENTWOOD PL, FORT THOMAS, KY 41075-2404 |
| Name | Verified Name |
|---|---|
| Address | 3 PEARSON ST, FORT THOMAS, KY 41075-2316 |
The 2025 property tax bill for 3 Pearson St was $999 with a homeowner's exemption.
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $999.00 Homeowner's exemption | $320,000 Land $5,000 Building $315,000 | $320,000 Land $5,000 Building $315,000 |
| 2023 | $454.00 (-7.16%) Homeowner's exemption | $161,400 (-) Land $5,000 Building $156,400 | $161,400 (-) Land $5,000 Building $156,400 |
| 2022 | $489.00 Homeowner's exemption | $161,400 Land $5,000 Building $156,400 | $161,400 Land $5,000 Building $156,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3 Pearson St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Pearson St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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